Making Home Affordable Program Launched

Posted by Madison on March 5, 2009

The details for the Homeowner Affordability and Stability Plan were released yesterday. The new title of the program is “Making Home Affordable.” There are two components for home owners, refinancing and loan modifications. Participation is voluntary and the lender has to choose to participate. Details of both plans are below. Home Affordable Refinance Borrowers who […]

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Adventures in Real Estate Investing

Posted by Madison on March 4, 2009

I got an email from an old business associate this week. It’s always nice to hear what people have been up to… and even more interesting when they have a personal finance idea to share. He’s a real estate investor, and it turns out he is looking to expand. I’ve been interested in real estate, […]

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Should We Downsize? More Considerations

Posted by Madison on March 3, 2009

Last week I asked: Should We Downsize? Many of you shared things to think about, your own situations, and additional considerations. The thoughts were very helpful, so I wanted to share some of them with everyone. Market Conditions Nickel suggested that depending on the market, sometimes more expensive houses fell further in value than the […]

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15 Budget Trimming Tips

Posted by Madison on March 2, 2009

Cutting back isn’t always easy, even when you know you need to or you are in a situation where you are being forced to cut back. For some inspiration for all of you, I went through our budget recently to see where we’ve saved in the past. If you are looking for places to save […]

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Discover $50 – $100 Bonus

Posted by Madison on February 27, 2009

Also be sure to check out the Chase $100 Sign Up Bonus and the Discover $50 bonus! I spent some time last week chatting with a Discover rep about the Discover 25,000 Bonus Miles offer to clarify the math. When I explained to him what I was doing, he suggested an even better card for […]

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Should We Downsize?

Posted by Madison on February 26, 2009

Downsizing seems to be the hot topic at our house lately. My husband and I had a long discussion last week. It revolved around finances, lifestyle, goals and happiness. Since I quit my job 5 months ago, I’ve never been happier! Downsizing I took interest in the CNN story about a couple selling their home […]

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Housing, Housing, Housing… Recession

Posted by Madison on February 25, 2009

I’m very intrigued by everything going on with the housing market right now. We were out of town visiting friends this past weekend and had a lengthy discussion about the Homeowner Affordability and Stability Plan, downsizing houses, and foreclosures. We’ve been fortunate to be in an area that is not seeing plummeting house prices, but […]

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Get Out of Emotional Debt

Posted by Madison on February 24, 2009

Finding creative and inspirational ways to help you repay your debt can keep you motivated and moving the the right direction. One of the sad things I found when helping my brother-in-law get out of debt, was that he couldn’t even remember where he spent most of the money. Without knowing where the money went, […]

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How I Make Money Blogging

Posted by Madison on February 23, 2009

In general, I don’t usually write about writing or blogging. I assumed that most of you weren’t very interested. However, I’ve received plenty of emails and questions lately about it, so I thought I would address how the blogging business model works as a way of bringing in income. And I know many of you […]

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Ohio 529 College Advantage $25 Sign Up Bonus

Posted by Madison on February 20, 2009

It’s back! The extremely popular $25 sign up bonuses for the Ohio 529 College Advantage plan have returned. When they ran the program last fall, it was one of the most popular Free Money Friday offers. For those of you that missed out, here’s your chance! How to Earn Your $25 Referral Bonus Open a […]

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