According to some estimates, every household, on average, wastes 15% of its income (if you make $4,000 a month, this amounts to $600). This wasted money disappears into needless things that do not offer any real and lasting value. Things like lattes and money for useless knick-knacks that do nothing more than gather dust. Impulse [...]

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I recently put my car up for sale. We have had a lot of interest, but no offers yet. A Bite on the Car This week we had a young man come to look at the car. He wants to buy the car, but he won’t be able to get the money for a couple [...]

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This list is updated regularly with the best no annual fee 0% balance transfer offers. 0% Balance Transfer Credit Cards   Citi Simplicity® Card Details: 0% Intro APR for 18 Months on Balance Transfers* and 18 Months on Purchases* After that the APR will be 12.99% – 21.99%* (Variable) based on your creditworthiness.Annual Fee: $0* [...]

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Credit Card Arbitrage Q&A

Posted by Madison

It’s credit card arbitrage turnover time! Wow, that is a mouthful. If you aren’t familiar with my credit card arbitrage here is some background information: Our Credit Limits: Over $1,000,000! Reallocating Credit Limits for Bigger Balance Transfers When Does the 0% Credit Card Really Expire? My cards are nearing the end of the promotional periods [...]

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Lately all my free time has been dedicated to launching the next part of our business. The majority of the start-up work will be done by the end of the month. Once it is reviewed, I’ll let you know if we get to release it to the public or not! It will be nice to [...]

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I should have listened to Nickel right away when he sent me an email to get a nice case for my Sprint Centro. Unfortunately, it went into my to-do pile and I just haven’t gotten around to it. My 3 month old Sprint Palm Centro Broke I’m not exactly sure how it happened. It just [...]

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I poured over spreadsheets the last couple weeks trying to decide if I could pull off the retirement. My company gave us two weeks notice before our pension plan would drop significantly. Obsessing Over the Decision It was funny, even though I kept looking at the numbers, they didn’t change! As Mike from Quest for [...]

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$50 Amazon Gift Card Giveaway

Posted by Madison

I’m giving away a $50 Amazon.com gift card! It’s easy to enter… just leave a comment with a financial tip for new graduates.



If you like numbers, step 3 should be a fun one! If you are following along with the series, you should have your brainstorming from step 1 and your grid of goals from step 2 done. Step 3: Calculating Total Cost This step will probably take the longest of all the steps. Give yourself some [...]

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Wasting money seems to be my specialty this week! First I forgot to use my $20 Kohl’s cash coupon before it expired. Then I had to pay $55 to get my 3 month old Sprint Palm Centro replaced. I’m just waiting for strike three to set me back some more money! Mother’s Day Gift Ideas [...]

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