I’ve been utilizing a tax strategy the last few years to take advantage of low tax rates. Huge deferrals and unpaid maternity leaves gave us some room in the 15% tax bracket to convert traditional IRAs to Roth IRAs, and even 401ks to Roth IRAs. Although we had to recharacterize some of it, we were [...]

Continue reading…



Digging Out of Dirt and Debt

Posted by Madison

Digging In Our Front Lawn As you can see from the picture above, digging up the water pipes at our house continues to be the main event this week at the DuPaix house. They found the break in the pipe under the foundation. Water was just pouring out. The good news is that we had [...]

Continue reading…



I had a big day planned for writing. I was going to write a weeks worth of posts for My Dollar Plan and Kids and Money. Instead, my house was a revolving door of subcontractors and city workers getting ready to dig up our front lawn. Running Water We were on vacation for two weeks [...]

Continue reading…



Photo: Cubicle Panorama by Kyle and Kelly Adams Now that I’ve settled into my decision to quit my job, I’m making sure that I’m accounting for all the money that I’m giving up. Besides a salary and benefits like insurance, there’s often many monetary benefits for working in the corporate world. I started making a [...]

Continue reading…



Cashbaq $5 Signup Bonus

Posted by Madison

Cashbaq is offering $5 free just for signing up! Since it’s Free Money Friday, it’s time to take advantage of that free money! How Cashbaq works Cashbaq is an online shopping rebate program similar to Upromise Rewards and BigCrumbs. You log in to the Cashbaq site before buying something online, click through to the retailer, [...]

Continue reading…



I will begin early Roth IRA withdrawals later this year. When I said that I’ll be living off my retirement funds and making withdrawals, SVB at The Digerati Life wanted more information. There are a few options on how to access funds while I’m still in my 20s. Roth IRA Withdrawals It’s easy to get [...]

Continue reading…



Now that I quit my job, it’s about time that you get to know me a little better. Because of my career and my industry, I’ve steered clear from some great financial topics. Once I no longer have a conflict of interest, I’ll be able to write much more on some topics that I have [...]

Continue reading…



Starting an investment club is much easier if you can see how others have done it in the past. I reviewed the goals, responsibilities, and club business in how to start an investment club and covered our investment club portfolio and returns. A reader, Kevin, is interested in starting his own investment club. He emailed [...]

Continue reading…



Mid year is a great time to review your portfolio and asset allocation. It’s the first task I listed in 10 Important Tasks for Your Mid Year Checkup. Since we’ve had a few big changes in our life lately, we’ve tweaked our portfolio to account for the new lifestyle. Here’s a closer look into our [...]

Continue reading…



I Quit!

Posted by Madison

Well, I’m not sure exactly what to call it: retired, semi-retired, quit, took a leave of absence, became a stay at home mom, became a professional blogger. Whatever “it” is… I’m done. I’m going to start withdrawing from my retirement accounts, hang out with my kids more and write a few mornings each week. Getting [...]

Continue reading…