New graduates face one of the toughest job markets we’ve seen in decades. New grads must take charge of their job search in a way past graduates didn’t need to. Hiring and salary freezes are more common than ever and career fields that once almost guaranteed high salaries are among the most difficult in which [...]

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I decided at the beginning of May, that I wanted to look for ways to save money each day this month. Finding ways to save money is a fun game when you set your mind on it! We often say to ourselves that we want to save money, but implementing is often the hard part. [...]

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ING Referral Link Giveaway

Posted by Madison

Many of you have taken advantage of the ING $25 Sign Up Bonus and the great referral program that ING offers. For every friend you refer, you get $10. I promised readers that as soon as I ran out of my own links, I’d post them from readers. To celebrate Free Money Friday this week, [...]

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I do my best to make sure that we are getting the lowest possible expense ratios on our index funds, maintaining a 0.148% overall expense ratio. So I was pleased to see that another broker is cutting expense ratios in Schwab Brokerage Lowers Expense Ratios, Beats Vanguard. I currently use a combination of Vanguard, Fidelity [...]

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Making Home Affordable Q & A

Posted by Madison

People have more questions than answers about the new Making Home Affordable program. A reader, Laura, recently sent me an email looking for help since all she could find was general information. Unfortunately, I’ve found that many of the details aren’t on the general MakingHomesAffordable.gov site. Instead they are buried in supplemental directives written for [...]

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I went to my first auction! If you were following my updates on Twitter, you could probably sense some of the excitement! It was amazing that we landed another property, just days after Closing on Our First Rental Property. Auction Atmosphere The auction took place in a conference room at a hotel. We grabbed seats [...]

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American Express is offering $100 – $250 gift cards for new cardholders. The Starwood Preferred Guest® Credit Card from American Express from American Express is the featured Free Money Friday offer this week! How to Get Your Gift Card Open a new Starwood Preferred Guest® Credit Card from American Express. Earn 10,000 Starpoints with your [...]

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Earlier this week, the Making Home Affordable program was enhanced to include a second lien program. The government has determined that even if you receive a loan modification on your first first mortgage, having an unaffordable second mortgage could still put your at risk of going into foreclosure. Second Loan Modifications Here’s how the second [...]

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Yesterday, I had to let our nanny go. It was really hard, since she’s been with us for three years. However, in a nice twist of events, our family is going to get to spend more time together. When I mentioned that Scott was considering switching to a new career, but ultimately passed on the [...]

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We’re closing later this week on a 3 unit, 100 year old rental house. It’s in a prime location, close to the university and hospitals. It’s currently rented until summer of 2010. (In the area, leases are usually signed for the following school year in the spring.) It’s our first real estate investment and our [...]

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