My father was one of the millions of Americans who were dropped by their health insurance provider. He and his wife work for themselves, so they’ve carried an expensive individual policy. In November of last year, he received notice that his policy was going to be dropped, giving him until December 31st to find a [...]

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I didn’t really see the need to figure out the difference between these three health accounts until my husband lost his job. Suddenly, I was quite interested in what was going to happen to the $1200+ or so that was in our Health Reimbursement Accounts. When I learned that we would not have access to [...]

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Is Obamacare Free?

Posted by Amanda

On Halloween my husband was laid off. His job never gave us warm fuzzies in the job security department ever since two years ago when the company was bought out by another that buys companies and sells them at a profit. Over the last two years various people have been let go and fired, and [...]

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I cannot get the Obamacare health insurance exchange website to work. Believe me, I tried. As the new health insurance exchanges rolled out as part of the affordable care act, I was interested in finding out what our Obamacare rates would be if we enrolled in the new marketplace insurance. Unfortunately, despite how easy it [...]

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How to Sign Up for Obamacare

Posted by Madison

Open enrollment for the Patient Protection and Affordable Care Act, or Obamacare, begins tomorrow, October 1, 2013. The open enrollment is for health plans that will begin on January 1, 2014. How do you sign up for Obamacare? Obamacare Open Enrollment What is open enrollment? Open enrollment is the window of time where you can [...]

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How Does COBRA Work?

Posted by Amanda

I have been laid off twice in my short, post-college career. It’s not something that I like to advertise, and it does make me feel better knowing that both times the president of the company drafted and signed a letter stating that the circumstances of my lay-off had nothing to do with my performance. For [...]

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In a recent article on Long-Term Care Insurance, I discussed the LTC insurance plan I purchased while an environmental investigator for the state of Texas. For $22 per month, I was given a sort of peace of mind whenever my job sent me onsite at toxic and potentially dangerous chemical, metals, and recycling plants. Up [...]

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In a previous article, I discussed the medical freebies from the new Patient Protection and Affordable Care Act of 2010 (typically referred to as “Obamacare”). Some of these new freebies that I have already taken advantage of include some types of free preventive care (I found this out when my doctor actually sent me a [...]

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I carried my first long-term care insurance policy through my employer at a cost of $22 per month. I was an environmental investigator, and found myself onsite at facilities in the chemical, metals, and recycling industries about once a month. It didn’t take long for me to figure out (especially after each safety briefing provided [...]

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Have you taken a look at your health care benefits in the last year or two? It’s typically not something I enjoy doing, but after being sent a check for $40.00 from my doctor due to the new health insurance laws (a refund from a co-payment I had erroneously paid), I suddenly got a lot [...]

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