To be quite honest, I never used to know what our homeowner’s insurance actually covered. We were in the midst of buying our first home in 2009, and I only knew that I had to have it. Because of the time crunch (once we had found the home we wanted), we did not even take [...]

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Insurance is one of those necessary expenses in life. Perhaps we don’t like to see hundreds of dollars every month go towards premiums that we may not have submitted a single claim on (I don’t know about you, but I am grateful to not have submitted a claim on several types of the insurance we [...]

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Is Pet Insurance Worth It?

Posted by Amanda

We had a horrible thing happen to us in February of this year. I was sitting in our library, when my cat Lyla wanted to be let outside (evident by her impatient scratching at the front door). She is generally an inside cat, but likes to go outside each day for a few hours. I [...]

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There are complaints and horrible stories all over the web about insurance claims gone horribly wrong. One person knows someone who thought they were covered in the event of the water heater exploding, only to find out that the insurance company will pay them nothing due to code violations. Another person can’t believe that their [...]

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My father was one of the millions of Americans who were dropped by their health insurance provider. He and his wife work for themselves, so they’ve carried an expensive individual policy. In November of last year, he received notice that his policy was going to be dropped, giving him until December 31st to find a [...]

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I didn’t really see the need to figure out the difference between these three health accounts until my husband lost his job. Suddenly, I was quite interested in what was going to happen to the $1200+ or so that was in our Health Reimbursement Accounts. When I learned that we would not have access to [...]

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Is Obamacare Free?

Posted by Amanda

On Halloween my husband was laid off. His job never gave us warm fuzzies in the job security department ever since two years ago when the company was bought out by another that buys companies and sells them at a profit. Over the last two years various people have been let go and fired, and [...]

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I cannot get the Obamacare health insurance exchange website to work. Believe me, I tried. As the new health insurance exchanges rolled out as part of the affordable care act, I was interested in finding out what our Obamacare rates would be if we enrolled in the new marketplace insurance. Unfortunately, despite how easy it [...]

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How to Sign Up for Obamacare

Posted by Madison

Open enrollment for the Patient Protection and Affordable Care Act, or Obamacare, begins tomorrow, October 1, 2013. The open enrollment is for health plans that will begin on January 1, 2014. How do you sign up for Obamacare? Obamacare Open Enrollment What is open enrollment? Open enrollment is the window of time where you can [...]

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How Does COBRA Work?

Posted by Amanda

I have been laid off twice in my short, post-college career. It’s not something that I like to advertise, and it does make me feel better knowing that both times the president of the company drafted and signed a letter stating that the circumstances of my lay-off had nothing to do with my performance. For [...]

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