Do you have a prescription drug that you take regularly? Even with insurance these regular expenses can add up. Most of us take a prescription at least occasionally. Here are some tips on how to save on this expense. source: StockMonkeys.com Ways to Save on Prescription Drugs Pill Splitting If you take a 20mg pill […]
As many on the East Coast are dealing with the aftermath of the destruction that Hurricane Sandy left, some who make insurance claims may be in for a big surprise. Many insurance companies have a clause in their policy that increases the policyholder’s insurance deductible when a named storm hits. Photo source: Not So Nice […]
My husband and I have been married for two and a half years now. We’ve gotten a kitten together, honeymooned together, rearranged furniture and painted more rooms than I care to mention. But something that we have not managed to do together is to change our beneficiaries on our joint and individual financial accounts. To […]
I really like my engagement ring. It is simple and something I can see wearing forever. Even though I really like it I stopped insuring it a few years ago. Here is my reasoning on dropping the ring insurance. Photo source: firemedic58 Why Do I Have Insurance? Personally I have insurance for things when I […]
Healthcare Bills… My Part-Time Job. I have a part-time job that I hate. Unfortunately I don’t have the choice to give it up or it would cost me boatloads of money. What is this lucrative but painful job? I correct errors on our health care billings. You might think this doesn’t apply to you because […]
A reader, Joe, just shared with me a list of homeowners insurance tips for dealing with increased wind and hail deductibles some of you might be facing. He originally sent out the tips to neighbors in his homeowners association. Wow! Wouldn’t it be great to have a neighbor like Joe? Keeping your insurance costs down […]
Estate planning is one of the vital parts of any financial plan. You might think that estate planning is only for old people, or only for rich people. But the reality is that people of any age and any financial means can benefit from thinking about what will happen to your money after you’re gone…and […]
I’ll never forget the time when I was in the three month waiting period between graduating college and getting my own health insurance plan through my first job. I had lost coverage on my mother’s health plan because I had graduated college. Instead of picking up my own plan for those measly three months, I […]
November brings Open Enrollment for many people. Open Enrollment is the time of the year when you can add or change benefits offered through your employer. For many people, the most significant part of this process is selecting a health insurance plan. Remember that due to the Healthcare Reform Bill, your benefits selections might need […]
Insurance companies are just that: companies. They are money-making enterprises that provide a service to the majority of Americans. However, some people are just too high risk for them to insure and still be able to make a profit. High Risk customers may have been categorized as such because they have a pre-existing health condition, […]
