What Happens When Your Credit Card is Stolen

Posted by Amanda on October 26, 2011

In August 2011 our credit card number was stolen. My husband and I each have a copy of the credit card, and it was in our possession when the Citibank fraud department called to ask us if we would claim over $400 worth of purchases at a department store. Anyone looking at our purchase history […]

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American Express 6% Cash Back Q & A

Posted by Madison on October 18, 2011

As we convert to our new favorite card, the Blue Cash Preferred Card from American Express to take advantage of the 6% cash back, I discussed many of the ins and outs of this card with readers as we all learn how to maximize our cash back. We started with an overview of how to […]

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Can Stores Set Minimum Credit Card Purchase Amounts?

Posted by Amanda on September 29, 2011

In the article 6 Reasons Why You Need to Carry Cash, I mentioned that only carrying around credit cards makes it a nuisance to make purchases from merchants who implement credit card minimum purchase requirements. In the comments section, multiple readers claimed that it is actually against the terms of service between credit card companies […]

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Citi Thank You Preferred $500 Sign Up Bonus

Posted by Madison on September 23, 2011

Update: This offer is expired. Please see our credit card directory for current offers. What a great end to our entire week of Free Money offers…. $500 in gift cards! We saw a bunch of $500 sign up bonuses this summer, but the Citi Thank You Preferred card is the first $500 sign up bonus […]

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It’s that time again! Time for 4th quarter 2011 cash rewards credit cards bonuses. Since many credit cards now offer cash back on a rotating quarterly schedule, we have to reorganize each quarter to make sure we get the best cash back, especially with the holidays coming up. You know the drill: switch out the […]

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How to Maximize Credit Card Cash Back… $885 Worth!

Posted by Madison on September 12, 2011

My 5% cash back on my Chase AARP card came to close last month. But I wanted to go out with a bang, so I set the wheels in motion to squeeze every possible penny of cash back out of the card before it expired. I also wanted to maximize the amount of charges I […]

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Citi Dividend 5% Cash Back and $300 Sign Up Bonus

Posted by Kate on September 2, 2011

If you’re still mourning the loss of your Schwab 2% Card, it’s time to start building up your supply of replacement cards. You’ll definitely want to take advantage of this new offer from Citi for the rotating 5% cash back categories and a $300 sign up bonus. The $300 cash bonus from Citi Dividend is […]

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It’s Free Money Friday! Next up on the list of categories to maximize cash back: the cable/satellite bill! I went through my stack of credit cards and stumbled on a Chase Ink card that I got a long time ago (it was a replacement for a different card, but I don’t remember which one) but […]

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American Express 5% Cash Back on Wireless

Posted by Madison on August 19, 2011

It’s Free Money Friday! Time to get another category of cash back squared away: cell phone service! I got my American Express SimplyCash card a long time ago, before it closed to new applicants. The good news… it’s open to new applicants again and offers 5% cash back on wireless services and office supplies. It’s […]

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How to Use Credit Cards to Consolidate Debt

Posted by Jill on August 9, 2011

Getting out of debt is not an easy task – first, you have to make the commitment to stop incurring new debt. Then, you need to create a plan to pay off existing debts in some logical order. This all assumes that you have the income to cover your expenses, and the willpower to keep […]

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