Life Insurance on Children? No Way!

Posted by Madison on November 28, 2007

We recently ordered the pictures taken at the hospital for our newborn. While ordering I was thrown a sales pitch on buying life insurance for my child. Last time I checked life insurance was to replace lost income. My children, while I love them dearly, are not really contributing to the bottom line of our […]

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How Much Life Insurance Do You Need?

Posted by Madison on November 27, 2007

I received the following question from a reader: I recently got married, and have been wondering how my spouse and I can determine the amount of life insurance we need in order to be financially secure, in the event that something would happen to one of us. -Summer Great question Summer! Glad you are thinking […]

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My Wishlist by American Express 2007

Posted by Madison on November 26, 2007

It’s that time of year again… shopping, parties, presents, traveling, etc. One of my favorite promotions is My Wishlist by American Express. We have participated the last two years. It’s basically a sweepstakes, with a car as the top prize, but a really fun one! And the easy prizes, are what I’m always going for: […]

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Closet, Reader Goal Update

Posted by Madison on November 24, 2007

Last week in Taxes, My Closet, and Reader Goal I created the goal of getting 150 readers per day. As incentive, if the average visitor count makes it over 150, I will donate that many items from my closet! How did we do? Results The average number of visitors for the week of November 15-21 […]

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End of Year Tax Planning and Finance Checklist

Posted by Madison on November 21, 2007

As the end of the year approaches, it’s time to think about any last minute tax strategies. At the same time, I have a checklist of things to prepare for the upcoming year. It’s more efficient to do them at the same time as many of the strategies impact calculations for next year.



Do Negative Millionaires Exist?

Posted by Madison on November 20, 2007

This is the second post in a series about millionaire status. Read about the first one here: Millionaires in the Making: Pros and Cons. The million dollar number is often set as a personal goal for many people. Has anyone ever gone the other way and made it to the dark side of a million? […]

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My Personal Story: Background, Taxes, First IRA

Posted by Madison on November 19, 2007

To help you understand where I come from and my point of view, I thought it would be helpful if you learned more about me. My introduction to money, working, taxes, and retirement accounts has all influenced where we are today and how I handle money. Growing Up I grew up in a family of four […]

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Our Dollar Plan

Posted by Madison on November 18, 2007

Goal setting is an important part of financial success. In 2003, the year we were married, I created “our dollar plan” which is the roadmap for our financial freedom. It is a 14 year plan running from January 2003 – December 2016. The plan details how much money we should have at the end of […]

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Discount Postage Stamps

Posted by Madison on November 16, 2007

Right, I know, people don’t snail mail stuff anymore. If you are like my house though, we do send a bunch of holiday cards to friends and family. Postage on those can add up quickly.



My Dollar Plan goes into Witness Protection Program

Posted by Madison on November 15, 2007

No, I didn’t witness a horrific crime… but I did get some feedback from other bloggers about using pen names. My long time readers (those who have been with me all week – thank you!) will notice that my name changed.