Year to date our net worth has increased 19.3% through Oct 31, 2007. Our goal for 2007 is a 21.6% increase. Currently, it looks as if we will surpass our goal before year end. The total percent increase since we began “our dollar plan” is 1058%.
CNN Money hosts a section on their website called Millionaires in the Making. Once or twice a month they highlight a family that is well on their way. (Or sometimes not so well.) The articles disclose salary, debt, savings, and budgets for the highlighted family. What makes people want to give out all this information? […]
Right now I’m driving a 2005 Mercedes Benz C230. I got it as a birthday present from my husband 2.5 years ago. I love it! And I want to keep it forever…. but there’s two things that bug me about it.
I received a phone call earlier this week. Here’s a summary of how the conversation went: Me: Hello. Caller: Do I need a Roth IRA or Traditional IRA? Me: Roth. Where are you opening it? Caller: Scottrade. Me: Do you know what to invest in? Caller: No. Me: We’ll worry about that later. Are you […]
I recently covered how to open a 529 college savings plan. I revealed that we have multiple plans for our children. We currently have six accounts in five different states. Here’s a summary of which states we have an account at and why:
As a mom of small children who spends time with other parents of small children, I’m often asked how to open a college savings account. Below I’ve put together a step-by-step plan to open a 529 plan. I’ve tried to keep it simple, as I often find the reason for not doing anything is because […]
So you don’t want to work until 62, 65, or 67? Many people are interested in retiring early, but do not know where to start. It is much easier to get there once you know how much you will need.
Today the Dollar-a-day challenge originated from junk mail again. The mail that I used to throw away is fulfilling many challenges and is turning into a great source of new money. I received an offer from Bank of America to use one of our current credit cards to receive $15. You must spend $250 before […]
Last week one of my Dollar-a-day challenges was from taking a closer look at my mail for potential opportunities. As a mom of toddlers (more about me here) I am inundated with junk mail from everywhere. This week I received a 20% off coupon to Gymboree, a children’s clothing store. Quality children’s clothing is very […]
For today’s Dollar-a-day challenge I closed a savings account that was originally opened at a mutual bank. Since that bank has converted I can move the money elsewhere where it will earn interest at a more competitive rate. Getting in on stock initial public offerings (IPOs) is rather difficult. Mutual bank conversions, however, provide a […]