Posted byon January 4, 2011
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It’s time for the 1st quarter 2011 cash rewards credit cards bonuses. My favorite credit cards now offer cash back on a rotating quarterly schedule, so each quarter I’ll remind you which ones we should be using!
Today is the day to switch out the old 4th Quarter 5% Rewards and maximize your cash rewards for 1st quarter 2011 to make sure you have the right cards, you are signed up for the 5% promotions, and you know where to use them.
Chase Freedom. My Chase Freedom card was my favorite card at the end of the year with the grocery store and department store bonuses. I can’t tell you how happy I am that the Chase Freedom 2011 reward kept the groceries! The 1st quarter 2011 Chase Freedom 5% categories are:
Discover More. The Discover 5% cash back on restaurants will continue for the 1st quarter 2011 rewards. Discover has two different bonuses this quarter; bonuses that last all quarter, and special bonuses good for one month only. The 1st quarter 2011 Discover More 5% categories are:
Gas Purchases. None of the rotating cards are offering 5% on gas during the 1st quarter, so I will continue to use the TrueEarnings Card from Costco and American Express for gas at 3% (4% for businesses) or the Pen Fed Platinum VISA with 5% for pay at the pump gas purchases.
Target Purchases. Target purchases will keep going on the Target 5% discount credit card, which I love!
As a reminder, here’s my checklist for rotating cash back programs:
If you don’t have the 5% cash rewards cards I’m using, you can sign up for them and get the $100 sign up bonus offers too: