Posted byon April 12, 2013
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The $100 IRA bonus is our Free Money Friday.
IRA Certificates. The Special EasyStart Certificate has an impressive 3.50% APY. It has a $50 minimum and $3,000 maximum. It also requires direct deposit and checking within 90 days. If you don’t want to add those options you can also get the EasyStart Certificate at 1.50% APY with a $100 minimum and no maximum.
Membership. In order to join Navy Federal Credit Union, if you aren’t already a member, you or a family member must qualify as Department of Defense. However, for those of us who aren’t military and were members of USA Federal a few years ago, we are grandfathered in! If you don’t qualify and still need to fund an IRA this weekend, check out some of the other IRA sign up bonuses.
Funding Account. When I opened my account, the only option was to fund it through my share (savings) account since I don’t have a checking account there. I had to fund the share account first, then transfer it to the new IRA.
IRA Limits. The IRA limits are across all your accounts. If you already funded your IRAs for last year, be sure to designate the current year!