If you are familiar with business finance at all, you know that a company’s balance sheet lists its assets and liabilities, for a point in time. It is basically a snapshot of the company on a given date. You as a consumer also have a balance sheet. Most people refer to their balance sheet as […]

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How Much is Your Time Worth?

Posted by Don on November 20, 2012

When we think about how much we are worth in terms of dollars, most of us use our jobs as a reference. If you have a job that pays you $50,000 per year and you work 40 hours per week, you are worth roughly $24 per hour. This does not take into account bonuses or […]

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16 Ways to Save on Gas

Posted by Kristen on October 4, 2012

Now that you know why gas prices rise and fall, it’s time to discuss how to save on gas. Whether you’re going on a road trip to save money on vacation or driving to work everyday, saving money on gas is on everyone’s mind. Nothing is more frustrating than stopping at the gas station, filling […]

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When people talk about fuel efficiency the number most often used is mpg (miles per gallon). Though this is a good number to use it can be confusing when trying to compare two different cars. Why do I think it’s confusing you say? You’d think that if I say “this car gets 5 miles more […]

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12 Things to Stop Doing to Save Money… Right Now!

Posted by Kristen on July 23, 2012

To get your finances in great shape and save more money, there are a lot of things you should start doing. For me, I started keeping better track of my spending, started clipping coupons and watching for deals, and started earning more than I spend. But with all of these things you can start doing, […]

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How to Calculate the Total Cost of a New Car

Posted by Don on July 17, 2012

I am in the market for a new car purchase. My current car is slowly preparing herself for the car graveyard and I have begun to do my research on what I want. I have narrowed my choices down to two cars: a diesel hatchback and a hybrid hatchback. While the sticker prices for both […]

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How to Splurge on a Budget

Posted by Amanda on May 22, 2012

I’ll give you an intimate peek into our finances for a moment. My husband and I generally agree on finances. He is not uber-frugal like myself, but has a healthy respect for savings and loathes being in debt. When I met him he had paid off his college loans at 23 (that was a plus […]

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What is Inflation?

Posted by Don on May 10, 2012

You hear about inflation all of the time, yet many do not understand what it is or how it is measured. The definition of inflation is the rate at which the price level of goods and services rise. Historically, inflation has averaged around 4% per year. This means that something that costs $1.00 today will […]

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Brand Names that Kicked the Bucket During the Recession

Posted by Amanda on December 29, 2011

Over the last few years, people have decreased their spending habits dramatically. The American Consumer went from a Personal Savings Rate of 1.2% in July 2008 to 5.0% in July 2011. Many industries saw their lowest sales figures of all time during the last three years, such as new car purchases, restaurants, and construction. An […]

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7 Ways to Avoid Debit Card Fees

Posted by Madison on October 3, 2011

Banks are rolling out new debit card fees. I never was a big fan of debit cards (and favor credit cards instead), but I know many of you swear by debit cards, so let’s start brainstorming! Beginning in 2012, Bank of America will charge $5 per month for debit card use. In addition, Chase and […]

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