Substitute, Improvise, and Make Do With What You Have

Posted by Jill on February 3, 2011

I can’t tell you how many times recently I have been caught without something I needed. I don’t have a car and rely on public transportation and/or walking to get me anywhere I need to go. While it works most of the time, getting anywhere requires a little bit of planning – not great if […]

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7 of the Best Free Finance Apps for the iPhone and iPad

Posted by Amanda on February 1, 2011

Apps for the iPhone or the iPad can run anywhere from $0.99 to $20+ (I found one that is a whopping $999.99) and people are making good income off of creating applications that elevate your phone to a concierge service, game system, and all around personal assistant. But did you know about all of the […]

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Are You a Victim of Lifestyle Inflation?

Posted by Jill on January 25, 2011

In the personal finance world, you hear about lifestyle inflation all the time. You should figure that if you were making it on your old salary, most if not all of a raise should go to savings/investments. Instead, those who are victims of lifestyle inflation find their “needs” creeping up right along with their paycheck. […]

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6 More Ways to Cut Holiday Spending

Posted by Jill on December 14, 2010

Yesterday we discussed 8 ways people justify excessive holiday spending, and I gave suggestions on how to reduce that spending. I’m trying hard to incorporate all 8 of those tips into my own gift-giving mindset this year. In addition, I’m falling back on some of my favorite frugal gift-giving strategies from years past. In addition […]

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8 Ways to Fix Holiday Spending Problems

Posted by Jill on December 13, 2010

I recently wrote about 6 ways to change the impact that food has on your budget. It was one of my most popular posts ever! It seems that there are several very common reasons for spending more than necessary on food – but lots of people were able to suggest ways to tackle and reduce […]

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How Do You Like Your Coffee?

Posted by Madison on December 8, 2010

I just started drinking coffee. In my 30s. Out of the blue. Ironically, I made it through college without developing a coffee habit, which is when it seems that most people pick up the habit if they haven’t already. And I made it through years in the corporate world where almost everyone made frequent runs […]

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Cyber Monday Shopping Tips to Stack Your Savings

Posted by Madison on November 29, 2010

So today is the day we’re supposed to sit at our computers and shop all day! Of course, I like to do that everyday from now until December 22, but I’ll definitely put a big dent in our online shopping today! If you are planning on getting some online shopping done for Cyber Monday, here […]

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Christmas Shipping Deadlines

Posted by Madison on November 23, 2010

Christmas shipping deadlines for 2010 are here! It’s probably time to start making our Christmas lists, because before you know it the holidays will be just days away. I’m a procrastinator; it’s not a secret. However, I do like to make sure that our holiday cards and packages arrive by Christmas. With Christmas on a […]

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Thanksgiving is just around the corner. For some that means the four “Fs:” family, friends, food and football (maybe that last one is only in Texas). For others, it just means the day before the big S: shopping! Or maybe the other big S: sale. It is easy to get excited about Black Friday sales, […]

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5 Free Holiday Web Services

Posted by Amanda on November 16, 2010

The holidays are all about spending time with the ones you love, and showing them how much they mean to you. Use the free web services below to bring your family closer together, to reach out to friends and loved ones who may live far away, and to share some of the magic of Christmas […]

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