Many people put off saving for retirement just because it is so far away. They think they will have time to start saving in 5 or 10 years. After all, 30 years into the future is long time away. Others put off saving for retirement because they are in debt. They have been told that […]
Articles by Don
Most of us have heard the saying “work smarter, not harderâ€. This simply means to find the best way to be as efficient as possible. As such, many times we make this a habit at our jobs. We work to get the most done while at the same time putting out as little energy as […]
Your cell phone seems to be a larger and larger monthly expense as time goes on. Luckily, there are many options out there to help you pay the least amount of money for a cell phone plan. You just have to make sure you are researching and taking advantages of all of the possible money […]
4 Tips to Kick a Bad Spending Habit
Posted byDo you spend too much money? I know for a time I did and it got me into a decent chunk of credit card debt. While we are ultimately to blame for our overspending ways, we can’t overlook the fact that companies spend millions of dollars each year to figure out how to advertise to […]
When it comes to investing, there are all sorts of options to invest your money. You could go with mutual funds or stocks or exchange traded funds. From there you have countless online discount brokers, full-service brokers, and even automated investing services. The only problem is that many times when you invest, you have to […]
What Rising Interest Rates Mean For You
Posted byInvestors and consumers have been paying close attention to the Federal Reserve recently, wondering when they will begin raising interest rates. While the Fed meets this week, I want to walk through what you as a consumer and investor can expect when interest rates do rise. But first, why raise interest rates? When will interest […]
For many purchases in life, the warranty that comes with the product from the manufacturer is sufficient. But there are times when you want an additional warranty on top of the standard warranty that the item comes with. While in many cases, the extended warranty is a money ploy for the retailer, there are times […]
How to Calculate Annual Income
Posted byGetting paid is great. Checking your bank account and seeing a higher balance after your pay has been deposited is an awesome feeling and for some people, even a relief. Trying to figure out your annual income, especially when trying to set up a budget, can be tricky if you are paid bi-weekly. How do […]
5 Tips for Frugal Summer Fun
Posted bySummer is easily one of my favorite seasons of the year. The warm weather and long days allow for me to get outside a lot and just have fun. Of course when having fun, I always have to keep in mind my budget. As anyone knows, falling victim to summertime fun and going over budget […]
How to Calculate Your Net Worth
Posted byYour net worth is a great (and important) number to understand. It is a snapshot in time showing you how well you are doing financially. The good news is that it is rather easy to calculate too. All you need is a sheet of paper (or a spreadsheet) and some information about your finances. Even […]