Archive for May, 2015

Roth IRA Conversion Strategy to Avoid Taxes

Posted by Madison on May 12, 2015

If you have money in a traditional IRA and want to take advantage of a Roth conversion, you need to know about the pro-rata tax treatment of conversions. If you have both tax deferred and after tax money in a traditional IRA, you could face hefty taxes on the deductible IRA money, since you must […]

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How Diversification of Income Can Change Your Life

Posted by Madison on May 11, 2015

Most of us are familiar with the concept of asset allocation, or diversifying our portfolio. However, just as important is your ability to diversify your income. Diversifying your income streams reduces risk and positions you against the unknowns: job loss, a downturn in the market, business failure, and more. It also gives you the chance […]

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Chase Ink Plus $600+ Sign Up Bonus

Posted by Madison on May 8, 2015

The Chase Ink Plus Business refer a friend bonus is back! For the next two weeks the Chase sign up bonus is 60,000 points; normally it’s 50,000 points. It’s one of my favorite bonuses, since you can pair it with a referral for even more points! It’s a big Free Money Friday! How to Get […]

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I’m a big fan of diversifying your income. This week our finance tips highlight the success of multiple streams of income, saving money, a new crowdfunding idea and more! Featured Finance Tip Self-Made Millionaires Have Their Eggs in Many Baskets – 65% of self made millionaires have three streams of income. -Rich Habits Finance Tips […]

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6 Creative and Inexpensive Wedding Gift Ideas

Posted by Adrienne on May 6, 2015

If you’re in the time of your life where all your friends seem to be getting married en masse then you could easily spend a small fortune on wedding gifts. Here are some personal and frugal ideas that will be appreciated by the bride and groom without breaking the bank. (Photo Credit: fabprom/Flickr) Creative and […]

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According to the US Census Bureau, the number of unmarried adult couples has greatly increased over the past 50 years. Nowadays, it is more socially acceptable to move in together before getting married and more and more people are thinking twice about marriage. Many of the people that are thinking twice about marriage are doing […]

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