Most everyone is aware of the importance of calculating our net worth for determining our financial well-being. But many of us are unaware of other easy financial ratio calculations that we can perform to get an even clearer idea of how we stand financially. The best parts of these financial ratios are that they are […]
Archive for 2013
If you need a break from the hot summer sun, it’s time to look back at last summer and see what we were reading and enjoying! Here are some fun articles from the summer archives. In addition, be sure to scope out some of the great personal finance tips! Source: Kevin Dooley From the Summer […]
The new BankAmericard Better Balance Rewards card offers an incentive if you pay more than your minimum due each month and on time… so we’re hoping this offer from Bank of America will appeal to a lot of MDP readers! You can earn up to $100 cash back per year. How to Earn Up to […]
How to Save Money on Textbooks
Posted byCollege is expensive. Even if you have been applying for scholarships or finding other ways to avoid student loans, there are many other costs besides tuition. One of the biggest costs in college is textbooks. Depending on your major and your school’s required textbooks, you could spend thousands of dollars per year on textbooks. But […]
Have you taken a look at your health care benefits in the last year or two? It’s typically not something I enjoy doing, but after being sent a check for $40.00 from my doctor due to the new health insurance laws (a refund from a co-payment I had erroneously paid), I suddenly got a lot […]
When I bought my first home, I was excited to take part in the American Dream. Unfortunately for me, this occurred at the peak of the housing bubble. When I purchased my house, I put 10% as a down payment and financed the rest. I thought I was doing a good thing by at least […]
After a recent night around the firepit with the neighbors (who have all become very close friends), somehow the conversation turned to my love of personal finance, in particular my obsession with maximizing credit card benefits. I alluded to using multiple credit cards at the grocery store and gas station to earn cash back rewards […]
Student loan debt is one of the hottest topics over the last few years. Large media outlets have been having a heyday profiling individuals with massive amounts of student loans and poor future prospects brought about partially from a slow economy and partially from a poor choice in career-to-debt ratio. I can relate to these […]
Small Business Healthcare Tax Credits
Posted byIn 2012, Small Businesses accounted for the employment of 52% of people in the United States. This means that small businesses drive a lot of the American economy. Because small businesses often have fewer resources than large corporations, there are lots of tax breaks and other help through associations such as the Small Business Association […]
Why Do People Invest in Gold?
Posted byGold has plummeted close to 30% in value. Gold was once valued at over $1,700 an ounce but now is sitting at around $1,200 an ounce (as of last week; see the current gold price for today’s gold rate). So what’s the deal with gold? Why do people invest in it and what’s up with […]