My husband and I have been married for two and a half years now. We’ve gotten a kitten together, honeymooned together, rearranged furniture and painted more rooms than I care to mention. But something that we have not managed to do together is to change our beneficiaries on our joint and individual financial accounts. To […]
In order to retire with a healthy amount of savings, you are going to have to save close to 15-20% of your income each year. For many of us, this is hard, if not impossible, to do. But there is a solution out there that can help you painlessly reach that level of savings. For […]
It hit me hard one evening driving home from work. I realized how much I had spent that day. I had purchased a large coffee and breakfast in the morning, filled my tank with gas, charged my parking fee, and then grabbed a pack of gum and water. Then I spent money on lunch with […]
As you gear up for Halloween this week, make sure to take some time to check out some of these great reads! Source: wwarby Finance Reads 5 Types of Insurance to Avoid – There are so many types of insurance out there and I find it one of the most confusing things to investigate so […]
Have you used Saveology? I heard about the deal site awhile back, but it jumped back on my radar today! From time to time Saveology offers half price gift cards to gas stations and retail stores. With kids in the house, the Toys R Us half price gift card caught my eye today. Since Black […]
When you are trying to spend less and save more, often going out with your friends or family gets cut off the list. I know that since I’ve been trying to deal with my student loans, going out has taken a backseat. The next option usually is simply having people over at your own home […]
When you have a few (well, maybe more than a few!) credit cards with balances that you carry month to month, you know the frustration of seeing those statements each month with new finance charges added, if you bother to look at the statement at all. I know I don’t want to at times. There […]
My husband and I share all of our money. However, for the majority of our credit cards we don’t have joint accounts. It’s not because we keep our credit card spending separate. Keeping individual credit cards allows us to maximize earnings on cash back, sign up bonuses, and everything else the credit cards have to […]
For many readers, this will be a review of a concept you’re already familiar with. But for those not initiated in the ways of the snowball debt reduction method, this handy dandy tutorial should prove quite, well, handy! I enjoy writing articles for those of you just getting into personal finance, and making the decision […]
If you own a house a big expense for you is likely real estate taxes (in addition to your mortgage interest). I know it’s a big one for us. Our property taxes are based on the worth of our home – determined every couple of years by an assessment. Every city and town handles things […]
