Archive for October, 2011

Sallie Mae 2% Cash Back Credit Card & $100 Sign Up Bonus

Posted by Madison on October 27, 2011

A reader, Tim, is searching for a new cash rewards credit card. He used the Schwab card for the last three years, but since it was discontinued, he’s looking for a replacement. My replacements for the Schwab card are primarily the American Express 6% Cash Back Card and the Fidelity 2% Cash Back Credit Card. […]

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What Happens When Your Credit Card is Stolen

Posted by Amanda on October 26, 2011

In August 2011 our credit card number was stolen. My husband and I each have a copy of the credit card, and it was in our possession when the Citibank fraud department called to ask us if we would claim over $400 worth of purchases at a department store. Anyone looking at our purchase history […]

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Free SAGE Scholars Tuition Rewards Points

Posted by Kate on October 25, 2011

If your child is planning on going to a private college, you’re getting ready to face one of the biggest financial burdens of your life and need all the help you can get when it comes to saving and investing. SAGE Scholars Tuition Rewards aims to help you get a bit of a boost in […]

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2012 Limits That Could Impact Your Paycheck Next Year

Posted by Madison on October 24, 2011

The IRS and the Social Security Administration released a bunch of 2012 limits for us to sort through. Here are the limits that I find most meaningful to readers. And when I say most meaningful, it really boils down to the ones that impact your paycheck: retirement contributions, health plan contributions, and social security taxes […]

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Ohio 529 $50 Sign Up Bonus

Posted by Kate on October 21, 2011

One of our favorite Free Money Friday offers is back! CollegeAdvantage‘s $50 bonus is a great way to jumpstart your college savings. How to Get Your $50 Bonus Open a CollegeAdvantage 529 account with at least $100 by November 18, 2011. If the promo code “PLAN” isn’t already populated in your application, make sure you […]

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Can Once a Month Cooking Save You Money?

Posted by Madison on October 20, 2011

I’ll admit, my personality is a tad bit compulsive. It wasn’t enough just to buy in bulk to save money on groceries. And even converting to once a month grocery shopping and considering buying a cow didn’t end the frugal grocery shopping roller coaster I’m currently riding. Once a Month Cooking But now, it’s gone […]

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More Time from the IRS for Innocent Spouses

Posted by Amanda on October 19, 2011

There are two ways you can file tax returns if you are married: married filing jointly, or married filing separately. Many married couples file joint tax returns each year and experience either a marriage bonus or a marriage penalty for doing so. The penalty occurs if putting two people’s income together increases their earnings and […]

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American Express 6% Cash Back Q & A

Posted by Madison on October 18, 2011

As we convert to our new favorite card, the Blue Cash Preferred Card from American Express to take advantage of the 6% cash back, I discussed many of the ins and outs of this card with readers as we all learn how to maximize our cash back. We started with an overview of how to […]

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How Much Should I Put in My Flexible Spending Account?

Posted by Jill on October 17, 2011

We recently answered questions about Flexible Spending Accounts. Used correctly, Flexible Spending Accounts (and their closely-related cousins, Health Savings Accounts) are a great way to save on health care costs by paying for them with pre-tax money. If you want to contribute to an FSA, you do so by electing to have a certain amount […]

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Have You Ever Bought a Cow?

Posted by Madison on October 13, 2011

While we were working on cutting our grocery bill in half, I ran across an interesting concept: buying a cow. You can buy a cow directly from a local farmer and get a huge quantity of high quality meat, skipping the grocery store altogether. I brought up the discussion at a recent ladies night out […]

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