Bank of America is pretty good about offering sign up bonuses for new customers and their latest one is our Free Money Friday offer this week! Bank of America is giving new customers $100 for opening a new checking account with them. How to Get Your Sign Up Bonus Open a qualifying personal checking account […]
Did you know you can get DirecTV at two houses on the same account? Crazy. I took the two little kids for a weekend visit to Michigan. My grandma used to live there; after she passed away last year, my extended family now uses it for vacations. My uncle, who was visiting from California, had […]
Today we’ll wrap up our look at various retirement plans ideal for small business owners and the self-employed with the one that inspired the series – the Solo 401k. So far, we’ve looked at the SEP-IRA and the SIMPLE IRA. Solo 401k Overview A Solo 401k combines the characteristics of a regular 401k plan with […]
SIMPLE IRAs are up next as we continue the series exploring three different types of retirement plans ideal for small business owners and the self-employed. Yesterday, we started the series with an in-depth look at the SEP-IRA. SIMPLE IRA Overview SIMPLE stands for Savings Incentive Match Plan for Employees. SIMPLEs were established to encourage small […]
After Madison posted about her Solo 401(k) woes, a reader, Lee, suggested she look into a SEP-IRA instead. Let’s take a step back and explore 3 different types of retirement plans ideal for small business owners and the self-employed. We’ll start the series with an in-depth look at the SEP-IRA. SEP-IRA Overview SEP stands for […]
Sorry, this contest is over. However, if you want to buy gift cards for a fraction of their value, check out Plastic Jungle! You can even sell or swap your existing gift cards, too. To celebrate My Dollar Plan’s one millionth visitor, it’s time for a giveaway! What a perfect way to celebrate Free Money […]
I had to rearrange my schedule today. I subscribe to the rate watch at Pentagon Federal and they sent me an email that the 5/5 ARM rate had dropped to 4.0% with no points. And it’s a jumbo! Are you kidding? Is it April Fool’s Day? Whatever the reason, I had to drop everything and […]
Life is full of moments that leave a bad taste in our mouths; just turn on the news and you are met with daily tales of cruelty and weird happenings. But life is also about wonderful, precious moments and when these beautiful moments come around, we want to celebrate them. The union of two people […]
Did you get an allowance from your parents when you were young? I remember my first allowance, a whopping $2 a week! The amount went up over the years as I aged, but the allowance was always mine to spend or save as I pleased. Fast forward to adulthood. At one time my spending got out […]
If you are a frequent reader of personal finance articles, you are familiar with some of the most commonly cited ways to save money – bring your lunch to work, install a programmable thermostat, cancel your cable, etc. In general, choosing the most frugal option is good for your bottom line. But sometimes, spending a […]
