Archive for 2009


Changes Ahead: Zecco, First Time Home Buyer Credit

Posted by Madison on February 4, 2009

Zecco Price Changes Just as I was exploring my options for a new brokerage, including TradeKing and Sharebuilder, Zecco changed the rules. I was excited to try out Zecco because they used to offer free trades. However, I got this email from Zecco last week: As of March 1st, 2009, we’re increasing the minimum level […]

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Gettin’ Out of Debt: Part II

Posted by Madison on February 3, 2009

Five years have passed since I helped my brother-in-law on the path to get out of debt. He’s learned to only spend what his paycheck brings in and is considering buying a house. Because his credit report was trashed from late payments, collections, and settlements, he wanted me to check into the statute of limitations […]

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How Much Money Do I Have to Make to File Taxes in 2008?

Posted by Madison on February 2, 2009

How much money do I have to make in 2008 to file taxes? Looking for the 2008 income tax filing requirements? Here they are! 2008 Income Requirements For the 2008 tax year, you need to file taxes if your gross income meets the minimum income for your filing status and age:   Filing Status Minimum […]

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Gettin’ Out of Debt

Posted by Madison on

I recently got an email from a reader, Brenda. She’s worried about her family members who found themselves under a mountain of credit card debt. Originally they were able to keep them current and had good credit ratings. Unfortunately, when the husband lost his job last summer, they fell behind on the credit cards and […]

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TradeKing Review

Posted by Madison on January 29, 2009

The search continues for my new brokerage account. This week I opened a new account at TradeKing. My TradeKing Review I’ve written about TradeKing before, because they offered a great sign up bonus in the past. I didn’t get a chance to open an account then, but I figured now was a great time, since […]

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Winter Utility Bills, Jim Cramer, and Interest Rate Changes

Posted by Madison on January 28, 2009

Ouch! We just got our gas and electric bill for December. It was $470! It’s usually around $180, but the highest it has ever been is about $220. And the freezing cold days we’ve had in the last few weeks weren’t even included. I’m going to have to do some digging to find out what […]

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Use Your Credit Cards to Avoid Cancellation

Posted by Madison on January 27, 2009

With credit card companies cracking down on unused accounts, it’s a good time to review our credit card accounts. We’ve gotten a few letters lately of closed accounts, from Chase and Citibank, for unused cards. Usually, I’m pretty diligent about using each card once per year, but I guess I got a little lazy! Sometimes […]

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ShareBuilder $50 Sign Up Bonus

Posted by Madison on January 23, 2009

Perfect timing! Just after I wrote the ShareBuilder Review yesterday, I saw an offer for Free Money to open a new account. ShareBuilder is offering a $50 sign up bonus for first time account holders! How to Get Your Sign up Bonus Open a new ShareBuilder account here. Purchase one security. The $50 credit will […]

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ShareBuilder Review: My New Account

Posted by Madison on January 22, 2009

My search for a new brokerage account is on… first stop ShareBuilder. My ShareBuilder Review I had an old account at ShareBuilder that I haven’t used in 6 years, so I had to open a new one. Although, they wanted me to remember my user name and password from back then… and the name of […]

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I Refuse to Pay Fees to Change My Name!

Posted by Madison on January 20, 2009

Even though I didn’t get my donations dropped off in December, I actually did have plans to drop off some stock certificates at my local broker. I planned to sell them in time to take the tax loss. Unfortunately, I hit a road block. I got married. Five years ago. Changing Your Name on Financial […]

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