I’m always on the lookout for free credit scores! Since it’s Free Money Friday, I thought it was the perfect time to highlight another one. Lazy recently told me about Credit Karma, which offers you free access to your credit score daily. How to Get Your Free Credit Score Enroll at Credit Karma. Verify your […]
Archive for 2009
Making Home Affordable Program Launched
Posted byThe details for the Homeowner Affordability and Stability Plan were released yesterday. The new title of the program is “Making Home Affordable.” There are two components for home owners, refinancing and loan modifications. Participation is voluntary and the lender has to choose to participate. Details of both plans are below. Home Affordable Refinance Borrowers who […]
Adventures in Real Estate Investing
Posted byI got an email from an old business associate this week. It’s always nice to hear what people have been up to… and even more interesting when they have a personal finance idea to share. He’s a real estate investor, and it turns out he is looking to expand. I’ve been interested in real estate, […]
Should We Downsize? More Considerations
Posted byLast week I asked: Should We Downsize? Many of you shared things to think about, your own situations, and additional considerations. The thoughts were very helpful, so I wanted to share some of them with everyone. Market Conditions Nickel suggested that depending on the market, sometimes more expensive houses fell further in value than the […]
15 Budget Trimming Tips
Posted byCutting back isn’t always easy, even when you know you need to or you are in a situation where you are being forced to cut back. For some inspiration for all of you, I went through our budget recently to see where we’ve saved in the past. If you are looking for places to save […]
Discover $50 – $100 Bonus
Posted byAlso be sure to check out the Chase $100 Sign Up Bonus and the Discover $50 bonus! I spent some time last week chatting with a Discover rep about the Discover 25,000 Bonus Miles offer to clarify the math. When I explained to him what I was doing, he suggested an even better card for […]
Should We Downsize?
Posted byDownsizing seems to be the hot topic at our house lately. My husband and I had a long discussion last week. It revolved around finances, lifestyle, goals and happiness. Since I quit my job 5 months ago, I’ve never been happier! Downsizing I took interest in the CNN story about a couple selling their home […]
Housing, Housing, Housing… Recession
Posted byI’m very intrigued by everything going on with the housing market right now. We were out of town visiting friends this past weekend and had a lengthy discussion about the Homeowner Affordability and Stability Plan, downsizing houses, and foreclosures. We’ve been fortunate to be in an area that is not seeing plummeting house prices, but […]
Get Out of Emotional Debt
Posted byFinding creative and inspirational ways to help you repay your debt can keep you motivated and moving the the right direction. One of the sad things I found when helping my brother-in-law get out of debt, was that he couldn’t even remember where he spent most of the money. Without knowing where the money went, […]
How I Make Money Blogging
Posted byIn general, I don’t usually write about writing or blogging. I assumed that most of you weren’t very interested. However, I’ve received plenty of emails and questions lately about it, so I thought I would address how the blogging business model works as a way of bringing in income. And I know many of you […]