Archive for February, 2008

Negotiating a Raise

Posted by Madison on February 29, 2008

My husband works for a university. He has a great job that he enjoys and has a great salary and benefits. However, because the university is funded by the state, raises for staff are negotiated and given across the board. The raise is not tied to performance. He has long accepted this as a way […]

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Dear Husband: What to do if I die!

Posted by Madison on February 28, 2008

Dear Mr. Dupaix, We have a wonderful marriage and great kids. We found a great way to divide household responsibilities and it works well for us. However, since I handle the finances, there’s some important information you will need. Here’s a guide of what you need to do financially for our family. As I’ve always […]

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Save Money at the Pump: Gas Reward Credit Cards

Posted by Madison on February 27, 2008

In my quest to sell my current car and buy a new car I’ve identified one of my criteria as good gas mileage. Meeting this criteria doesn’t eliminate the need to buy gas however! Save Money on Gas That’s where we’ve found that cashback credit cards come in handy. In Leaving Money on the Table […]

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Car Buying Tips

Posted by Madison on February 26, 2008

The car frenzy is in full swing at our house. Once I decide to do something, it’s usually pretty hard for me to think of anything else. So it’s no surprise that I’m still busy with the car search! Background First I made the commitment to sell my car, then I asked readers to tell […]

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What is your favorite family car?

Posted by Madison on February 25, 2008

I took the first steps and committed to selling my car. I’m ready to move from a “car I love” to a family car. Now I’m moving to the planning and research phases. I revisited my old criteria that I set in the fall and updated it to reflect our needs instead of wants. Here’s my […]

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Selling My Car: The First Steps

Posted by Madison on February 24, 2008

So you’ve got a debt? What’s the first step in getting rid of it? Let’s take a look at one of my hot-button items in our budget and work through it. In the fall we decided not to sell my car just yet. However, now that spring is almost here it’s time to do something […]

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Leaving Money on the Table…. On Purpose!

Posted by Madison on February 21, 2008

It’s not possible to do everything. In every area of life, we’re forced to prioritize and skip doing those things that fall at the bottom of our list. This includes financial strategies. I find that I’m eliminating more items each year, essentially leaving money on the table! In balancing our life mix I showed how […]

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Reallocating Credit Limits for Bigger Balance Transfers

Posted by Madison on February 19, 2008

One of the reasons our credit card arbitrage is successful is the large credit limits that we have on some of our cards. While I was flattered that Steward thinks we are filthy rich to have such high limits, they are actually due to careful planning and some simple strategies.

How Do You Handle Unexpected Expenses?

Posted by Madison on February 18, 2008

Just as I was finalizing our budget we got hit with some unexpected expenses. While the expenses themselves weren’t completely unexpected, the dollar amounts were. Adding in large ongoing expenses can completely throw off a sound financial plan if you aren’t careful. Here’s the big three expenses that we just recently found out about:

What Does Your Life Mix Pie Chart Look Like?

Posted by Madison on February 14, 2008

Assess the balance in your life by creating a pictorial representation of your life. Using a pie chart you can easily see if your priorities in life are being met. Hang it up somewhere that you can see it. How does it look? Does it look the way you want it to? I completed this exercise three […]

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