Archive for December, 2007
Q & A: Getting To Know Me
Posted byI wanted to take some time out so you can get to know me a little better. I have a short bio about me, but didn’t go into much detail. Here’s some more things you might find interesting. Your topics cover a very broad range of personal finance, why? I like to write about anything […]
Creating a Special Needs Trust
Posted byWe recently set up a special needs trust for for a family member. It is an important part of planning for the future of a disabled individual and has large consequences if done incorrectly. Special Needs Trust Special needs trusts, or supplemental needs trusts, provide the means to care for a disabled child (or adult) after the […]
Use a theme! Each person in our family has a designated holiday theme. Angels, snowmen, etc. This keeps the shopper in me in line, even when there are discounted decorations after the holidays. It used to be easy to get carried away, but now I have a rule that we can purchase one item in […]
2008 Financial Resolution
Posted by2007 is coming to a close and it is time to start making goals for 2008. New Years Resolutions are all over the place, but I think they are often forgotten by the time February rolls around. Luckily we have our finances planned out for the next nine years, making this task somewhat easier, and […]
As I flipped the calendar to December, I had a note that one of the intro rates on our credit cards expires this month. I have a balance of $58,980 on my IN:CHICAGO Card from American Express at 0%. I looked at the terms, which I store in an excel spreadsheet, and read the following: 0% through billing […]
Inexpensive Sports Equipment
Posted byThis weekend our local university hosted their annual ski and snowboard sale. It’s a great way to pick up new and used equipment at discounted prices. We will need to purchase skis for our kids soon and I want to make sure that we aren’t spending unnecessary money. As with all things kids, the equipment is quickly outgrown […]