Cash Back Percentage. It looks like my rewards are earning at a rate of 0.25%. When I first read about it on Fatwallet, some of the people who signed up early received 1% cash back.
Security. One of the concerns with these type of programs is the always security. According to Great Bridge Group, they use bank-level 256-bit SSL encryption to keep your data safe, anonymous, and secure. When I registered my credit cards, I noticed that they are actually using Yodlee to manage it. However, you should always make your own judgement when it comes to security.
Credit for Back Purchases. When I linked my cards, it gave me rewards for purchases that occurred over the last few months, so I didn’t even need to make new purchases to earn the cash back!
Will It Last? Just like the old Envaulted program that ended, we won’t know for sure if they’ll last. However, since there is no investment, we won’t be out anything if the company goes under.
Wait List. I received my invite immediately, but I did notice that they said it can take a few weeks, or sometimes longer, to receive your invite. It looks like they have openings in certain demographics, but a waiting list in others. When I referred my husband, he was placed on the waiting list.
Referrals and Surveys. You will also earn rewards for inviting your friends and for participating in surveys. You get $5 for each referral. The additional payments you earn from invites and surveys are not subject to the $60 cash back maximum.
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