photo credit: BigMcGuire
So you’ve got a debt? What’s the first step in getting rid of it? Let’s take a look at one of my hot-button items in our budget and work through it. In the fall we decided not to sell my car just yet. However, now that spring is almost here it’s time [...]

We have an adjustable rate mortgage and it’s a good thing! Adjustable Rate Mortgages (ARMs) have been blamed recently for a lot of the housing troubles going on. However, adjustable rate mortgages do serve a purpose and meet the financial needs for some people, including us. We carefully selected the best product to match our financial [...]

Welcome to the 124th edition of the Carnival of Debt Reduction started by Mighty Bargain Hunter. Since it’s the 124th carnival and last Thursday was 1/24 or January 24, let’s learn some fun facts about that day from Wikipedia while we read about debt reduction!

Sixteen personal finance writers put together an outstanding guide of finance material that spans a lifetime in the Money Matters for All Ages series. The entire series is also available to download in a free e-book. Here’s the highlights:

Debt snowflaking is a successful technique to get out of debt. In addition to the fixed amount that you have planned each month, you apply all the extra money you find to paydown your debt faster. It’s an extension of the snowball method and snowball calculator.
Investment Snowflaking
I didn’t want the investing crowd to be left out in [...]