2nd quarter cash back is here and it’s focused on restaurants and home improvements this spring! It’s time once again to get all the cards organized, activated and into a regular rotation. Reevaluate Quarterly Cash Rewards It’s our quarterly check-in to reevaluate the cards we are carrying to take advantage of the best 2nd quarter […]

Continue reading…





Discover it $100 Sign Up Bonus

Posted by Madison on March 13, 2015

Discover it has a new sign up bonus, a $100 Amazon.com gift card. I like the Discover it card for the category bonuses; here’s how I earned $1450 cashback from Discover recently. It’s Free Money Friday! How to Get Your $100 Sign Up Bonus Open a new Discover it card. Spend $500 during the first […]

Continue reading…





I just spent some time cleaning up from one of my previous application sprees last winter. What I found is that I’m actually keeping some of the cards with an annual fee on them! Usually I Convert Credit Cards Instead of Paying Annual Fees or cancel them after redeeming the sign up bonus. Until now, […]

Continue reading…





Chase Ink Plus $600+ Sign Up Bonus

Posted by Madison on February 13, 2015

Chase just increased the sign up bonus on their Chase Ink Plus Business card to 60,000 points. If you missed the 70,000 point refer a friend bonus last fall, here’s your chance to pick it up for more than the standard 50,000 points. It’s Free Money Friday! How to Get Your $600+ Sign Up Bonus […]

Continue reading…





2015 Chase Freedom Rewards Calendar

Posted by Madison on January 28, 2015

Each quarter I put together a list of the 5% cash back on rotating categories. If you have flexibility with the timing of your purchase and you know the purchase category will be on the list for a future quarter, you might want to hold off on your purchase until you can get 5% cash […]

Continue reading…





2015 Discover It Rewards Calendar

Posted by Madison on January 21, 2015

Next up in our series of cash back calendars for planning your 5% cash back is Discover It, previously called the Discover More card. To help you accomplish your purchase planning this year, here is the Discover it cash back calendar for 2015. 2015 Discover It Rewards Calendar   1st Quarter 2nd Quarter 3rd Quarter […]

Continue reading…





2017 Discover Rewards Calendar

Posted by Madison on

Next up in our series of cash back calendars for planning your 5% cash back is Discover It, previously called the Discover More card. To help you accomplish your purchase planning this year, here is the Discover it* cash back calendar for 2017. 2017 Discover It Rewards Calendar   1st Quarter 2nd Quarter 3rd Quarter […]

Continue reading…





Maximize Credit Card Cash Back at the Grocery Store

Posted by Madison on January 13, 2015

Four years ago, I upgraded my old American Express Blue Cash card to the American Express Preferred 6% Cash Back Credit Card. However, all calculations need updating, and when I recently had to pay the $75 annual fee for my American Express Preferred card, it was time to reevaluate! As a rule, I keep very […]

Continue reading…





American Express 5% Cash Back Credit Card

Posted by Madison on January 9, 2015

Always on the search for the best credit card to earn cash rewards, we picked up the American Express Old Blue Cash Card during our last $2,075+ Application Spree to Stockpile 0% Credit Cards. Originally I targeted the card for the 0% for 15 months on purchases and balance transfers, but it quickly became my […]

Continue reading…





2015 Citi Dividend Rewards Calendar

Posted by Madison on January 8, 2015

Each quarter I put together a list of the 5% cash back on rotating categories. However, just looking at the current quarter doesn’t give you the full picture. This is especially true for the Citi card since the total cash back you can earn with the card is $300 per calendar year; it doesn’t have […]

Continue reading…