We finished the year with a 19.7% change in our accessible net worth. We fell just short of our 21.6% goal for the year. Our total net worth change since January 2003 is 1062.5% just missing our dollar plan goal of 1080%.
I revamped our portfolio this fall with the intent of simplifying it. I settled on the total market approach. Update: Here is my most recent asset allocation update. My final percentages were a cross between the strategy of the Vanguard Target Retirement funds (specifically the 2045 fund) and Taylor Larimore’s four fund portfolio at the […]
There’s a lot of discussion around optimizing your debt. Figuring out which order to pay off debt, keeping your emotions in check, minimizing interest, moving money around… the reality is that these aren’t solutions to the debt problem; in fact they are hindering your ability to get out of debt!
Gather Little By Little had the best Christmas ever. We’re also having a great time. We had four family Christmas gatherings and are now spending two weeks down South relaxing. We don’t have anything specific planned which is a great feeling after all the holiday stress. My Two Dollars didn’t get a Wii for Christmas. We didn’t […]
I had my husband call American Express yesterday to get the $689.72 finance charge straightened out on his IN: CHICAGO American Express card. He actually tried to call on Wednesday, but the hold time was over 10 minutes. He waited for a few, then handed me the phone to hold when the doorbell rang. Somehow in […]
How exactly do I stay organized with 89 credit accounts, 31 bank accounts, 29 investment accounts and 32 other accounts (not including 14 accounts for the kids and numerous accounts for family members)? That’s what readers wanted to know when I started to describe some of the details of our accounts. I’ll highlight my various […]
I’ve been finalizing our budget for the upcoming year. Included is determining how much to contribute to our various retirement accounts. My husband works for a university, so he has two plans available to him: the 457 and the 403b.
Merry Christmas! We made it through our airport adventure yesterday with 2 delays for 4 hours, one rebooking and a trip to the emergency room for a dislocated elbow… but we eventually made it! I hope your Christmas is enjoyable and you are having a relaxing day.
We’re packed and heading off today for a trip down south to visit family for two weeks. It’s the first time we are flying with both boys. However, we can’t sit together because of the limited airmasks. Because they are both under 2 and traveling as infants in our laps, we only had to pay for 2 tickets […]
In a recent carnival roundup, Steward mentioned that the IRS is offering free efiling for those who made less than $54,000 in 2007. Here’s some details about the program from the IRS: