Discover Card has a great deal for your holiday shopping. For every $200 you spend on your Discover Card at participating malls, you get a $20 gift card! It’s an easy 10% back on your holiday shopping.
Discover Mall Rewards
Details of the receipts into rewards program:
Dates: November 1, 2008 – January 4, 2009
Location: There are over 160 malls. The participating malls will be listed at Discover Mall Promo on November 1.
Amount: You can usually get multiple gift cards. Last year there was a limit, but all the details aren’t up at the site yet.
For some inspiration, you can check out the Fat Wallet thread where someone mentions a run last year by maxing out “$1000 each on 4 different discover cards at 4 different malls.”
How to Get Your Rewards
- Sign up for a Discover card if you don’t have one yet. I posted this early just in case. If you apply for one today, you should get it in the next week or two just in time for the promotion.
- Buy gifts on your Discover card at participating malls.
- Turn in your receipts to the mall’s Customer Service by 1/4/09.
This is part of the Free Money Friday series. Check back every Friday for more great finds. Also see Discover Rewards Calendar.
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I hate Discover. I know that I am not the only one. They are the absolute worst when it comes to sticking people with fees and defaults rates. Beware.
I love Discover. I have never paid a fee or interest to them. The handful of times I have been late on a payment because I was out of town or just screwed up I called them and they removed all the fees. I put everything on the Discover card and made back over $600 in cash back bonuses each year without ever paying them a dime for the use of the card.