Spend $500 within 3 months of opening your account.
Earn $200 cash back!
Citi Terms and Conditions
No annual fee.
$200 cash back & cash back earned on purchases through the Citi Bonus Cash Center are not subject to an annual maximum.
You have to enroll for the quarterly 5% cash back but it only takes one click & in my experience, Citi has always sent me reminder e-mails about it.
More on Citi Dividend
Rotating Categories. Citi offers 1% cash back on all purchases plus 5% cash back on rotating categories on a quarterly basis. Jan-March 2012 is fitness, health care & utilities – that seemed a good reason for me to pay some of my utilities a few months in advance this month!
Cash Back Maximum. You can earn up to $300 per calendar year from purchases but you can get unlimited cash back at leading retailers through the Citi Bonus Cash Center and that does not apply to the $300 max.
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