Each quarter I put together a list of the 5% cash back on rotating categories. If you have flexibility with the timing of your purchase and you know the purchase category will be on the list for a future quarter, you might want to hold off on your purchase until you can get 5% cash back.
To help you plan big purchases (a big home improvement purchase, airline tickets, a large electronics purchase…) here is the Chase Freedom cash back calendar for 2015.
2015 Chase Freedom Rewards Calendar
Grocery Stores (Excluding Target and Walmart) Movie theaters Starbucks
Cash Back Limits. The 5% cash back is for spending up to $1,500 each quarter in the bonus categories.
Activation. Even though the Chase Freedom 2015 calendar is available in advance, you have to wait to enroll each quarter. Enrollment for each bonus category starts on the 15th of the month prior to the new quarter. For example, for 2nd quarter, you can sign up for the 5% cash back beginning on March 15.
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