When I asked Are CDs Obsolete? I mentioned that SmartyPig was an alternative to CDs. As you recall, when I wrote about my experiences with SmartyPig, I found it easy to use, and its interest rate to be downright irresistible. At the time, the only thing I hadn’t done was actually meet one of my […]
We all know that long term CDs have higher rates than short term CDs… or so we thought. A unique Ally Bank CD set of rules actually lets us take advantage of the higher rates with a shorter term. CD Rates Are CDs Obsolete? That’s the question we’re discussing this week. As CD rates remain […]
Once upon a time, Certificates of Deposit (CDs) were a great way to put away money for a fixed period of time. A CD ladder could help you get the overall best interest rate by locking in funds for longer amounts of time while still giving you access to portions of your cash every month […]
Update: This offer is expired. Please see our credit card directory for current offers. It’s Free Money Friday and this week is a great chance for a free $50 gift card. How to Get Your $50 Gift Card Apply for the Citi Diamond Preferred Rewards card. Make $300 in purchases within 3 months of opening […]
2% cash back credit cards are a great way to earn cash back credit card rewards. You can earn the 2% cash back on everything you purchase. 2% Cash Back Credit Cards Schwab 2% Cash Back Credit Card. The Schwab 2 cash back credit card is my favorite. It earns 2% cash back on all […]
The deadline for one of my favorite deals is just around the corner. The College Advantage $25+ Sign Up Bonus ends on June 30. Be sure to read through the comments to see how to score hundreds of dollars from this deal! June 30 is also the current deadline for the tax credit for existing […]
Today we’re wrapping up the in-depth look at the health care bill and how it might impact your finances. Today we will cover the new student loan reform included in the health care bill. Student Loan Reform Bill The federal government has officially ended the bank-based system of distributing federally subsidized student loans through the […]
We continue our in-depth look at the health care bill and how it might impact your finances. This afternoon, we’ll cover HSAs and HDHPs. I often trumpet the combination of a High Deductible Health Plan (HDHP) and Health Savings Account (HSA) as an effective way to save money on health insurance and receive a tax […]
Flexible Spending Accounts, or FSAs, are an excellent way to pay for healthcare expenses using pre-tax money. If you take full advantage of FSAs (find out how much you should put in your FSA), you can save money on eligible expenses ranging from over-the-counter medicine to the cost of transportation to and from your doctor’s […]
Over the last week, we’ve been taking an in-depth look at the health care bill and how it might impact your finances. Today we will cover the new 1099 reporting changes. Much has been written about the impact of health care reform on small businesses. But one hidden provision of the bill that has seemingly […]
