Archive for June, 2010

How to Make SmartyPig Withdrawals

Posted by Jill on June 30, 2010

When I asked Are CDs Obsolete? I mentioned that SmartyPig was an alternative to CDs. As you recall, when I wrote about my experiences with SmartyPig, I found it easy to use, and its interest rate to be downright irresistible. At the time, the only thing I hadn’t done was actually meet one of my […]

Continue reading…

Unique CD Strategy to Lock in Higher Rate

Posted by Madison on June 29, 2010

We all know that long term CDs have higher rates than short term CDs… or so we thought. A unique Ally Bank CD set of rules actually lets us take advantage of the higher rates with a shorter term. CD Rates Are CDs Obsolete? That’s the question we’re discussing this week. As CD rates remain […]

Continue reading…

Are CDs Obsolete?

Posted by Jill on June 28, 2010

Once upon a time, Certificates of Deposit (CDs) were a great way to put away money for a fixed period of time. A CD ladder could help you get the overall best interest rate by locking in funds for longer amounts of time while still giving you access to portions of your cash every month […]

Continue reading…

Citi $50 Sign Up Bonus

Posted by Kate on June 25, 2010

Update: This offer is expired. Please see our credit card directory for current offers. It’s Free Money Friday and this week is a great chance for a free $50 gift card. How to Get Your $50 Gift Card Apply for the Citi Diamond Preferred Rewards card. Make $300 in purchases within 3 months of opening […]

Continue reading…

2% Cash Back Credit Card

Posted by Madison on

2% cash back credit cards are a great way to earn cash back credit card rewards. You can earn the 2% cash back on everything you purchase. 2% Cash Back Credit Cards Schwab 2% Cash Back Credit Card. The Schwab 2 cash back credit card is my favorite. It earns 2% cash back on all […]

Continue reading…

June 30 Deadline for Home Buyers and 529 Bonus

Posted by Madison on June 24, 2010

The deadline for one of my favorite deals is just around the corner. The College Advantage $25+ Sign Up Bonus ends on June 30. Be sure to read through the comments to see how to score hundreds of dollars from this deal! June 30 is also the current deadline for the tax credit for existing […]

Continue reading…

Bill Includes New Student Loan Forgiveness Program

Posted by Amanda on June 23, 2010

Today we’re wrapping up the in-depth look at the health care bill and how it might impact your finances. Today we will cover the new student loan reform included in the health care bill. Student Loan Reform Bill The federal government has officially ended the bank-based system of distributing federally subsidized student loans through the […]

Continue reading…

Increasing Penalties for Health Savings Accounts

Posted by Jill on June 22, 2010

We continue our in-depth look at the health care bill and how it might impact your finances. This afternoon, we’ll cover HSAs and HDHPs. I often trumpet the combination of a High Deductible Health Plan (HDHP) and Health Savings Account (HSA) as an effective way to save money on health insurance and receive a tax […]

Continue reading…

Flexible Spending Accounts, or FSAs, are an excellent way to pay for healthcare expenses using pre-tax money. If you take full advantage of FSAs (find out how much you should put in your FSA), you can save money on eligible expenses ranging from over-the-counter medicine to the cost of transportation to and from your doctor’s […]

Continue reading…

New 1099 Requirements Hiding in Health Care Bill

Posted by Jill on June 21, 2010

Over the last week, we’ve been taking an in-depth look at the health care bill and how it might impact your finances. Today we will cover the new 1099 reporting changes. Much has been written about the impact of health care reform on small businesses. But one hidden provision of the bill that has seemingly […]

Continue reading…