I often end up on subscription lists for various newsletters. One I noticed in my mailbox today was from Little Grad. It’s the Little Insights Newsletter. It had some great tips on energy savings: College Saving Tip: Heating Water Energy Consider installing a drain water waste heat recovery system. A recent DOE (Dept Of Energy) […]
In Roth IRA Conversion Rules Highlighted Russ commented that his employer is starting a Roth 401k plan. The Roth 401k plans are relatively new and many people haven’t heard of them yet. Employers are slowly starting to offer them to employees. Let’s explore how the Roth 401k works, the benefits over the Roth IRA, and […]
We recently ordered the pictures taken at the hospital for our newborn. While ordering I was thrown a sales pitch on buying life insurance for my child. Last time I checked life insurance was to replace lost income. My children, while I love them dearly, are not really contributing to the bottom line of our […]
I received the following question from a reader: I recently got married, and have been wondering how my spouse and I can determine the amount of life insurance we need in order to be financially secure, in the event that something would happen to one of us. -Summer Great question Summer! Glad you are thinking […]
It’s that time of year again… shopping, parties, presents, traveling, etc. One of my favorite promotions is My Wishlist by American Express. We have participated the last two years. It’s basically a sweepstakes, with a car as the top prize, but a really fun one! And the easy prizes, are what I’m always going for: […]
Last week in Taxes, My Closet, and Reader Goal I created the goal of getting 150 readers per day. As incentive, if the average visitor count makes it over 150, I will donate that many items from my closet! How did we do? Results The average number of visitors for the week of November 15-21 […]
This is the second post in a series about millionaire status. Read about the first one here: Millionaires in the Making: Pros and Cons. The million dollar number is often set as a personal goal for many people. Has anyone ever gone the other way and made it to the dark side of a million? […]
To help you understand where I come from and my point of view, I thought it would be helpful if you learned more about me. My introduction to money, working, taxes, and retirement accounts has all influenced where we are today and how I handle money. Growing Up I grew up in a family of four […]
Goal setting is an important part of financial success. In 2003, the year we were married, I created “our dollar plan” which is the roadmap for our financial freedom. It is a 14 year plan running from January 2003 – December 2016. The plan details how much money we should have at the end of […]
