In a previous article, I discussed the medical freebies from the new Patient Protection and Affordable Care Act of 2010 (typically referred to as “Obamacare”). Some of these new freebies that I have already taken advantage of include some types of free preventive care (I found this out when my doctor actually sent me a [...]

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Since entering adulthood, the excitement of my birthday has dwindled a bit. It’s not the idea of getting older, or even another year going by, but it’s the financial burden. Somehow I end up spending more money than I would on a normal day. Going out to dinner or out for drinks with friends adds [...]

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This week’s Free Money Friday is an easy one with a low spending requirement. Capital One is offering a $100 sign up bonus on their Quicksilver 1.5% cash back card. Getting your Sign-Up Bonus Open a Quicksilver Cash Rewards card. Spend $500 on the card in the first three months. Get $100 cash back! Terms [...]

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My husband and I have traveled a lot in our lives. We met one another in Japan; I studied abroad at Meiji Gakuin University and he was a cryptologist in the Navy stationed in Yokosuka for three years. Since meeting one another we have traveled to Austria, Alaska, Oklahoma, Pennsylvania, Mississippi, Arkansas, and more. Travel [...]

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I carried my first long-term care insurance policy through my employer at a cost of $22 per month. I was an environmental investigator, and found myself onsite at facilities in the chemical, metals, and recycling industries about once a month. It didn’t take long for me to figure out (especially after each safety briefing provided [...]

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Studying abroad can allow you to see the world and create memories that will last a lifetime. But there are also drawbacks to consider before you head out as well. Many feel that you can’t put a price tag on the amazing life experience you’ll get from studying abroad. But you can. Depending on the [...]

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One of the best ways to improve your budget is to reduce the costs of the things you pay consistently. Every month, you will be paying an electric bill, so finding ways to reduce that bill could really result in a huge savings over time. Here are quick and easy ways to save on your [...]

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Just like clockwork, the Starwood American Express card is back with the 30,000 point sign up bonus they offered the same time last year (and the year before); just like last time the offer ends quickly. It’s time to celebrate Free Money Friday. How to Get Your 30,000 Point Sign Up Bonus Apply for the [...]

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Do you know how much you’re paying in fees for your investments? 1%? 2%? It may seem like such a small percentage that you ignore it. Even seemingly small percentages can have a big impact on your investment returns. Here is why you should pay attention to investment fund fees. Mutual Fund Fees What are [...]

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Saving for a vacation can be hard enough, but it can be even more challenging when you want to travel several weeks, months, or even a year. Planning and saving for extended travel can be tricky especially if you have never done it before. But going on a longer travel adventure is more realistic than [...]

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