One of the best ways to improve your budget is to reduce the costs of the things you pay consistently. Every month, you will be paying an electric bill, so finding ways to reduce that bill could really result in a huge savings over time. Here are quick and easy ways to save on your [...]

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Just like clockwork, the Starwood American Express card is back with the 30,000 point sign up bonus they offered the same time last year (and the year before); just like last time the offer ends quickly. It’s time to celebrate Free Money Friday. How to Get Your 30,000 Point Sign Up Bonus Apply for the [...]

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Do you know how much you’re paying in fees for your investments? 1%? 2%? It may seem like such a small percentage that you ignore it. Even seemingly small percentages can have a big impact on your investment returns. Here is why you should pay attention to investment fund fees. Mutual Fund Fees What are [...]

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Saving for a vacation can be hard enough, but it can be even more challenging when you want to travel several weeks, months, or even a year. Planning and saving for extended travel can be tricky especially if you have never done it before. But going on a longer travel adventure is more realistic than [...]

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I want to explain to you the impact volatility has on investments. If you are unfamiliar with the term volatility, it can be defined as the fluctuation of value of the underlying asset. A government bond fund is not very volatile. Its price does not swing wildly from one day to the next. On the [...]

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The summer travel season is in full swing and with it comes expenses and frustrations at times. We always want our family vacations to go smoothly and to be an experience we will always remember but in many cases, they don’t go so smoothly. There is always one thing that happens. Below are five summer [...]

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It’s time for Free Money Friday! A reader, Barry, recently told me a about a $200 checking offer, so I went looking for one to share with readers. I found an offer for a checking account sign up bonus from Chase. It’s worth $200! But you’ll have to hurry, it expires August 15. How to [...]

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If you are familiar with business finance at all, you know that a company’s balance sheet lists its assets and liabilities, for a point in time. It is basically a snapshot of the company on a given date. You as a consumer also have a balance sheet. Most people refer to their balance sheet as [...]

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It’s hard not to talk about money when you talk about heading off to college this fall. Between the cost of tuition, books and supplies, living expenses, and having less time to work since you’re in school, it can really add up to financial disaster. Now that I’ve finally starting dealing with my student loan [...]

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You always hear the old saying to never lend money to friends or family members. The reason for this is because you don’t want money to be a wedge in your relationship should the borrower skip out on payments. While I feel that this rule is a good one in theory, in practice it does [...]

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