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I’m always on the lookout for free credit scores! Since it’s Free Money Friday, I thought it was the perfect time to highlight another one. Lazy recently told me about Credit Karma, which offers you free access to your credit score daily.
Really, that’s it! It took me less than two minutes to sign up!
Once you get your score, you can utilize additional fun features:
There are thousands of credit scores available, so this one isn’t going to match the one your insurance company uses, or the ones your bank uses, since it’s not a FICO score. But chances are, it will be close enough to give you an idea of your credit worthiness. The Credit Karma score is based on a scale of 300 to 850.
I didn’t have my FICO score handy when I enrolled at Credit Karma, so I’d be interested to hear some data points for those of you who check your Credit Karma score, and FICO score on the same day!
Underlying Credit Report. Credit Karma uses the TransUnion credit report to calculate the score.
Credit Karma Blog. Credit Karma also operates a company blog.
Credit Karma doesn’t give you access to your credit report. If you want to get your credit report along with your credit score, you can check out the following options: