Articles by Amanda


In the article 6 Reasons Why You Need to Carry Cash, I mentioned that only carrying around credit cards makes it a nuisance to make purchases from merchants who implement credit card minimum purchase requirements. In the comments section, multiple readers claimed that it is actually against the terms of service between credit card companies [...]

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You all may remember when Madison hosted a writing contest here at My Dollar Plan in order to find staff writers for her site two years ago. I was one of the winners with my post The Automatic Poorhouse, where I detail how my husband and I self-inflict living paycheck to paycheck because I automate [...]

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Reality television covers almost every aspect of life now, from busting the rat infestation in New York City (fittingly named Rat Busters NYC) and Ghost Hunting on International Ground to following the dating lives of sub-celebs. They have even managed to cram cameras into hoarder’s homes to catch a glimpse of what it would be [...]

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In June our truck broke down. Something happened in the engine (I am by no means a mechanic), and we were quoted $3500 to fix it. We purchased this used/beater car one and a half years ago for $3500 cash. Needless to say, it’s not worth it to us to put a new engine into [...]

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Most people are very familiar with the three credit bureaus—Experian, Equifax, and TransUnion—either because they have taken a loan out, purchased a home, or know that they should be checking their credit reports from each of these agencies once a year. On top of these credit reports, there is the FICO score, which is your [...]

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