Refinancing is a hot topic right now based on the record low mortgages rates. Readers had plenty of input when I recently asked What is Your Target Refinance Rate? Amanda also just shared her Refinancing Experience switching to a 15 year loan. There are so many different refinance strategies that I wanted to highlight some […]
We’re helping you get a head start on retirement planning with IRA rollover bonuses. Here is some more Free Money from OptionsHouse. They are also offering a few different bonuses for any IRA rollovers done in 2012 (this gives you a bit more time than some of our other bonuses from last week). How to Get your […]
I have a confession to make: we have been procrastinating on refinancing our mortgage. There are good excuses; we only purchased our home two years ago and I can clearly remember the plethora of intimidating closing documents as well as all of the financial documents we had to gather in order to make everything happen. […]
I have so many wonderful ideas for our backyard. My ultimate vision of paradise is to make our backyard completely edible. How wonderful would it be to lie in our hammock (conveniently shaded by vines of wine grapes), munching on handpicked strawberries and blackberries? Or saunter over to our lemon and lime trees and pick […]
Retirement accounts take one of three forms: The 401(k), or other employer-sponsored qualified plan, where you contribute pre-tax funds and pay taxes on the contributions and gains at withdrawal; the Traditional IRA, where contributions may or may not be deductible now, and gains and deductible contributions are taxed at withdrawal; or the Roth IRA, which […]
The alternative minimum tax or AMT is designed to make up for gaps in personal taxation and it can add quite a bit to your personal tax bill. If you’re at risk of having to pay the alternative minimum tax, there are a number of steps you can take to reduce the amount you have […]
We’re capping off IRA Bonus week with more Free Money! The next one is a twist on the $25 sign up bonus from Betterment to fund a new IRA. While the bonus isn’t specifically for the IRA account, I did find a workaround to get the $25 bonus and move it to your Betterment IRA. […]
IRA Bonus week continues with more Free Money! If any of you have changed jobs recently, you may be considering rolling over your old 401k into an IRA. ETrade is offering a few different bonuses for any IRA rollovers done by April 17, 2012. How to Get your $100 – $600 Rollover Bonus Make a […]
Happy Leap Day! We are leaping out of IRA bonus week, to make room for the Discover 0% No Fee Balance Transfer, which expires today! But don’t worry; we’ll be back with more IRA bonuses tomorrow. It’s not often that we find out in advance when a limited time offer will expire, so it’s nice […]
We’re continuing IRA Bonus week with more Free Money! A friend of mine is planning to rollover her old 401ks to IRAs shortly, so I wanted to explore the sign up bonuses currently available for rollover money. Up first is Schwab, where we have some of our IRA money. Schwab is offering a $200 – […]
