Over the last few weeks, mortgages rates reached record lows, which makes me reconsider my mortgage… again. Anybody else feel like every time we refinance (because rates couldn’t possibly go any lower!?), rates again go even lower? So here we are, with an opportunity to lock in 30 year fixed mortgages at 3.75% or a […]
Tax time is easy (well, relatively speaking) when all of your tax forms arrive the in the mail. However, I’m noticing an increasing trend for companies to make you login to your online accounts and download tax forms. The problem is that for those of us addicted to free money signups, the trail of accounts […]
What was the return on our real estate investments? As I update all of our investments for year end (it takes me until April, because many of our accounts don’t send year end statements until then), I like to compare our investment returns. The stocks and index funds are easy, as Quicken computes the IRR. […]
The Obama administration just announced details of the new home loan refinance program for responsible homeowners mentioned in the state of the union address. The new refinance plan is supposed to save homeowners an average of $3,000 per year by helping homeowners take advantage of the current, low mortgage rates. The new Obama refinance program […]
With the arrival of a new year, tax season is just around the corner, striking fear into the hearts of millions of Americans as they attempt to get their tax filings in order before the tax deadline arrives. Dramatic, huh? But honestly, for many people, this can be the most stress-inducing time of the year […]
Next up in our series of cash back calendars for planning your 5% cash back is Discover More. To help you accomplish your purchase planning this year, here is the Discover More cash back calendar for 2012. Update: To see the current calendar, see the 2013 Discover More Rewards Calendar. 2012 Discover More Rewards Calendar […]
Next up in our series of cash back calendars for planning your 5% cash back is Discover It, previously called the Discover More card. To help you accomplish your purchase planning this year, here is the Discover it cash back calendar for 2014. 2014 Discover It Rewards Calendar 1st Quarter 2nd Quarter 3rd Quarter […]
You filed your 2011 tax return early and didn’t get your refund? Yes, according to the alert from the IRS, there is a delay again this year. 2012 tax refunds are delayed approximately one week. Update: For information about IRS tax refund delays for the current year see the 2013 IRS Tax Refund Delay. What’s […]
As I piece together our budget spreadsheets projecting our expenses for the next 60 years, there’s one line item that I keep coming back to over and over, the cost of health care. I predict our future expenses with all sorts of inflation rates for our expenses… but what about health care? How much will […]
Each quarter I put together a list of the 5% cash back on rotating categories. However, I find that there’s something missing from just looking at the current quarter. For example, what if you know you want to make a big purchase (a big home improvement purchase, airline tickets, a large electronics purchase…), but you […]
