Articles by Amanda


Do You Have to Pay Taxes on Extra Income?

Posted by Amanda on October 17, 2013

There’s a growing trend in today’s wayward economy. It started before the actual Recession hit, but has certainly gained momentum in the five years since the stock market crashed. The trend is in bringing in side income. Not only are we being told to hold down a good-paying full-time job, but weekends and evenings should […]

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Ways to Increase Your Credit Card Reward Points

Posted by Amanda on October 3, 2013

In 2005 I experienced a lot of firsts. I had graduated from college, I had started my first full-time job, I opened up my first retirement account, and I started using my first rewards credit card. For the longest time (or at least it felt like it) I thought I would never build a credit […]

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How Long Can the IRS Delay Your Tax Refund?

Posted by Amanda on October 2, 2013

The recent government shutdown has once again left taxpayers asking Does a Government Shutdown Delay Your Tax Refund? There are still quite a few people waiting on their tax refunds who filed earlier this year. In addition, many more people plan to file by the tax deadline extension on October 15. Earlier Delays The government […]

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Should You Take Out a Reverse Mortgage Loan?

Posted by Amanda on September 25, 2013

One of the biggest fears for people cognizant of (and who care about) future finances is whether or not they are saving enough for retirement. The media likes to portray retirement as a fun-filled, party time where travel and golf twice a week are the soup du jour. But all of these things cost a […]

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How Does COBRA Work?

Posted by Amanda on September 12, 2013

I have been laid off twice in my short, post-college career. It’s not something that I like to advertise, and it does make me feel better knowing that both times the president of the company drafted and signed a letter stating that the circumstances of my lay-off had nothing to do with my performance. For […]

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Updates on the Walmart Price Match Guarantee

Posted by Amanda on September 10, 2013

A year or two ago I wrote an article on Walmart’s new Price Match program. When I tested this new program out at my local Walmart, I was pleasantly surprised. Even though Walmart’s policy does not require that you bring an advertisement to do price matching at the cash register, I brought one anyways. CVS […]

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Alternatives to Long-Term Care Insurance

Posted by Amanda on August 29, 2013

In a recent article on Long-Term Care Insurance, I discussed the LTC insurance plan I purchased while an environmental investigator for the state of Texas. For $22 per month, I was given a sort of peace of mind whenever my job sent me onsite at toxic and potentially dangerous chemical, metals, and recycling plants. Up […]

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Free Healthcare and Discounts if You Are Uninsured

Posted by Amanda on August 27, 2013

In a previous article, I discussed the medical freebies from the new Patient Protection and Affordable Care Act of 2010 (typically referred to as “Obamacare”). Some of these new freebies that I have already taken advantage of include some types of free preventive care (I found this out when my doctor actually sent me a […]

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What is Long-Term Care Insurance?

Posted by Amanda on August 21, 2013

I carried my first long-term care insurance policy through my employer at a cost of $22 per month. I was an environmental investigator, and found myself onsite at facilities in the chemical, metals, and recycling industries about once a month. It didn’t take long for me to figure out (especially after each safety briefing provided […]

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Did You Know You Can Get Free Preventive Care?

Posted by Amanda on July 31, 2013

Have you taken a look at your health care benefits in the last year or two? It’s typically not something I enjoy doing, but after being sent a check for $40.00 from my doctor due to the new health insurance laws (a refund from a co-payment I had erroneously paid), I suddenly got a lot […]

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