When you are shopping for a new item, a car, an appliance or even a house, if I were to ask you if you could afford the item, how would you answer? I’m not asking for you to tell me yes or no, you can or cannot afford it. Rather I want to know why […]
Archive for 2016
We just circled back on our $4,500 Credit Card Application Spree to pick up our 8th day Citi card. (Citi’s rules state that you can’t apply for two cards on the same day, you need to wait 8 days to apply for the second card). We got a Citi Prestige card… a card I never […]
When you file your tax forms, you report contributions to an IRA or Roth IRA. You also report completed conversions (and corresponding tax liability) from one type of account to another. Finally, you can use your tax forms to reverse your Roth IRA conversion by recharacterizing your Roth IRA back to a Traditional IRA. Income […]
One of the basics to a solid financial life is to have an emergency fund should something unexpected happen. If you’ve lived more than a few years, you know that things can and will happen all of the time and the importance of having an emergency fund is undeniable. But issues arise when you start […]
This month our most popular finance tips were managing your finances, steps to wealth, making more money on Amazon, an application spree, things you need to know before you play the lottery, and the last chance to pick up the Chase $600 bonus before the end of the month. If you missed the most popular […]
As I mentioned in our $4,500 Credit Card Application Spree Chase is changing the rules for those of us who apply for lots of credit cards. Earlier this week, we picked up the Chase Ink Plus Business card with a 60,000 point sign up bonus. The card was approved two days later before the new […]
It’s time for one of my favorite traditions – an application spree! I sign up for a handful of my favorite credit card sign up bonuses at the same time. It’s not for everyone, and it has to be done very carefully; but if it’s done right, it can be a very lucrative way to […]
We all want more money, right? Who doesn’t? I am going to walk you through three things I do that lead to more wealth. The 3 Steps to More Wealth On the surface, each step sounds simple and basic, but they make a big difference in time. The key is making them each a habit […]
2016 Citi Dividend Rewards Calendar
Posted byEach quarter I put together a list of the 5% cash back on rotating categories. However, just looking at the current quarter doesn’t give you the full picture. This is especially true for the Citi card since the total cash back you can earn with the card is $300 per calendar year; it doesn’t have […]
2018 Citi Dividend Rewards Calendar
Posted byEach quarter I put together a list of the 5% cash back on rotating categories. However, just looking at the current quarter doesn’t give you the full picture. This is especially true for the Citi card since the total cash back you can earn with the card is $300 per calendar year; it doesn’t have […]