Over the last few weeks, mortgages rates reached record lows, which makes me reconsider my mortgage… again. Anybody else feel like every time we refinance (because rates couldn’t possibly go any lower!?), rates again go even lower? So here we are, with an opportunity to lock in 30 year fixed mortgages at 3.75% or a […]
Social buying sites are no longer a new experiment for frugal people. These sites are established, have commercials, and have managed to raise considerable funds in the few years they have been around. Groupon’s Initial Public Offering (IPO) raked in an impressive $700 million which made it the largest IPO since Google in 2004. LivingSocial, […]
Tax time is easy (well, relatively speaking) when all of your tax forms arrive the in the mail. However, I’m noticing an increasing trend for companies to make you login to your online accounts and download tax forms. The problem is that for those of us addicted to free money signups, the trail of accounts […]
Is alimony taxable? If you’ve recently gotten divorced and are receiving (or paying) alimony for the first time, you may be confused as to how to the IRS taxes those payments. Alimony can trigger large tax payments, especially in high-dollar divorce settlements. Depending on your situation, you may be kicked into a higher tax bracket […]
What was the return on our real estate investments? As I update all of our investments for year end (it takes me until April, because many of our accounts don’t send year end statements until then), I like to compare our investment returns. The stocks and index funds are easy, as Quicken computes the IRR. […]
Chase has a great Free Money Friday offer. Their Slate card has a $75 sign-up bonus and it’s perfect for low spenders! The $75 sign up bonus from Chase has one of the lowest amount of spending requirements we’ve seen in awhile. How to Get Your $75 Statement Credit Apply for the Chase Slate card. […]
The Obama administration just announced details of the new home loan refinance program for responsible homeowners mentioned in the state of the union address. The new refinance plan is supposed to save homeowners an average of $3,000 per year by helping homeowners take advantage of the current, low mortgage rates. The new Obama refinance program […]
With the arrival of a new year, tax season is just around the corner, striking fear into the hearts of millions of Americans as they attempt to get their tax filings in order before the tax deadline arrives. Dramatic, huh? But honestly, for many people, this can be the most stress-inducing time of the year […]
