One of our favorite annual Free Money offers of the year is back! American Express is running their Small Business Saturday promotion again and it means an easy $25 statement credit for you! How to Get Your $25 Statement Credit On November 18, register your American Express card for Small Business Saturday. On November 24, [...]
Frugal Your Way to a Pay Raise
Posted byLooking over our income from the last several years, I noticed what many Americans have probably noticed: my husband and I have not had cost of living increases and only one raise. Just this year Paul received a cost of living increase and I was given a merit raise (hurrah!). Even though we are both [...]
Black Friday is the day after Thanksgiving and for many retailers the biggest shopping day of the year. Some people love it and some people hate it. I’m somewhere in between (love the great deals, not so crazy about the crowds). If you do plan on doing any shopping on Black Friday it pays to [...]
How Big Should Your Emergency Fund Be?
Posted byIf you are a fan of Dave Ramsey or other financial gurus, then you know they suggest starting out with $1,000 in an emergency fund while you pay down debt. Once the debt is gone, you are to increase the size of your emergency fund to six months of living expenses. Currently, the average length [...]
I see stories in the newspapers and online about why the stock market wants President Obama to get reelected. I also see stories about why the stock market wants Mitt Romney to win the election. Theory tells us that the stock market will perform better when a Republican is sitting in the White House. This [...]
Mr. Rebates $5 Sign Up Bonus + Cash Back
Posted byThe holiday season is approaching quickly and before you start your online shopping, make sure that you have your online cash back plan in order. We’ll highlight a number of great cash back programs each weekend during the holiday shopping season so you can make sure you’re getting the ultimate Free Money boost! First up [...]
Remember the FedEx and American Express $25 giveaway last year? If you took advantage of the offer, I’m sure you remember the debacle during the giveaway! Believe it or not, they’re attempting the giveaway again… with a few changes. The free $25 gift card is our Free Money Friday offer. You’ll have to hurry, the [...]
As many on the East Coast are dealing with the aftermath of the destruction that Hurricane Sandy left, some who make insurance claims may be in for a big surprise. Many insurance companies have a clause in their policy that increases the policyholder’s insurance deductible when a named storm hits. Photo source: Not So Nice [...]
What Happens if There is No Beneficiary?
Posted byMy husband and I have been married for two and a half years now. We’ve gotten a kitten together, honeymooned together, rearranged furniture and painted more rooms than I care to mention. But something that we have not managed to do together is to change our beneficiaries on our joint and individual financial accounts. To [...]
Why You Should Save 1% More Each Year
Posted byIn order to retire with a healthy amount of savings, you are going to have to save close to 15-20% of your income each year. For many of us, this is hard, if not impossible, to do. But there is a solution out there that can help you painlessly reach that level of savings. For [...]
