We all want to become overnight millionaires. There are get rich quick infomercials on just about every late night television channel. Some people turn to the stock market in hopes of picking the next Apple or Google, but many times, this effort fails miserably. Yet, the allure of a penny stock still draws in many […]
3rd quarter cash back is here! It’s time to organize, activate and put your cards into a regular rotation. Reevaluate Quarterly Cash Rewards It’s our quarterly check-in to reevaluate the cards we are carrying to take advantage of the best 3rd quarter 2016 cash rewards credit cards bonuses. Every quarter we reevaluate the cash back […]
Fidelity is switching their Fidelity Investment credit card from American Express to Elan. The Fidelity Investment Rewards Card earns 2% cash back on all purchases. I rotate our credit cards quarterly to earn the highest reward on all of our purchases, but I do have a favorite everyday spending card. I’ve used our Fidelity card […]
Next week, Costco is making the switch from American Express to Visa cards. With the switch, there are plenty of new options to earn cash back. The good news is that you probably already have some of these cards in your wallet, or tucked away wherever you store your cards that aren’t in rotation right […]
How to Ask for a Raise
Posted byIt’s no secret that incomes have not been rising the past few years. While the prices of the goods we buy continue to rise, our paychecks stay the same, resulting in our monthly budget getting tighter and tighter each year. How do you overcome this? You need to earn more money. One way to do […]
Amazon is giving out $5 promo codes when you reload an Amazon Gift Card. You’ll have to hurry… this one expires June 15! Like most Amazon offers, it is targeted, so you’ll have to see if you qualify first: Amazon Gift Card offer. If you do, it’s an easy way to earn a free $5 […]
4 Things to Consider Before Downsizing
Posted byOnce the kids are grown up and move out, many parents look to downsize their homes. This makes sense of course on the surface. With fewer people in the house, there is less of a need for all of the extra space. Plus, a smaller house could mean a smaller mortgage or even no mortgage […]
A few summers ago, an unexpected shift to a one car household brought not only monetary savings, but other surprising benefits as well. Here’s how it happened. In June our truck broke down. Something happened in the engine (I am by no means a mechanic), and we were quoted $3500 to fix it. We purchased […]
Updated October 13, 2017 to reflect new offer. The Delta American Express card increased their sign up bonus to 50,000 miles for a limited time. The standard is 30,000 bonus miles. In addition to the miles it has a $50 statement credit. We just picked up this card in our last application spree this spring […]
How to Overcome Big Financial Mistakes
Posted byWe’ve all made our fair share of financial mistakes over the years. The key is to understand what went wrong and to take action to fix the mistakes as best we can. Sometimes we can do this with little effort, while other times it will take time to repair the financial mistakes we’ve made, big […]