Financial Calculators
Posted by
on January 3, 2008
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I am so, so, SO against the Dinkytown 401(k) calculator that I feel sick when I think about it. It makes the awful assumption that you’d put tax savings from the traditional 401(k) into a taxable account, which is not how smart people (the people who are thinking about Roth versus traditional 401(k)s rather than just picking one via coin flip) invest for retirement!
I haven’t looked at other Dinkytown calculators, but I’ve heard good things from friends. My complaint is very specific and probably nit-picky, but it makes a huge difference in the results.
Rant over! 🙂
LilyOh and I thought you were going to sing the praises of the HP12C ;P … well, firecalc is pretty sweet. The only thing that concerns me is that the past century of US growth might not be representative of the next century.
Early Retirement Extreme@ Lily: Glad you got that out! I hear you on the calculators. Unfortunately I think for the majority of people they don’t understand the inputs completely. For the most part I like the Dinkytown calculators.
@ ERE: I love the HP12C. Everything but the color, that is.