I mentioned yesterday that I do not use a credit card for all of my purchases. We actually operate our “allowances” on a cash basis. We take out money on the 1st and 15th of each month to cover lunch, dinners out, haircuts, and any other miscellaneous purchases. I don’t use a credit card for these purchases […]
We’re headed to the airport today to head back home after our 2 week vacation. I’m going to postpone my normal weekend roundup (look for it on Tuesday). I just couldn’t resist another credit card article before Debt Free Revolution and I call a truce in our debate about credit cards. A comment in an email from a reader, jejily, really […]
Ana at Debt Free Revolution and I are debating about using credit cards in 25 Reasons to Love Credit Cards and Ways Credit Card Companies Separate You From Your Money. So far it seems as though the majority of the debate is what can a credit card do that a debit card can’t do? And it seems as though the fraud protection […]
The Great Credit Card Debate was launched when I challenged Ana at Debt Free Revolution to a credit card match. I love credit cards, so much so, that I have 89 accounts. Ana hates them! Others have even noticed our opposing views, most recently highlighted by Father Sez. Ana’s official stance is on Ways Credit Card Companies Separate You From […]
We only have one more day until the big credit card debate…. however, Ana at Debt Free Revolution tried to slip in an early post: Dirty Credit Card Company Tricks. It seems she’s trying to convince Lynnae at Being Frugal to get rid of credit cards after being hit with a fee. Since I busted Ana, […]
There’s a lot of discussion around optimizing your debt. Figuring out which order to pay off debt, keeping your emotions in check, minimizing interest, moving money around… the reality is that these aren’t solutions to the debt problem; in fact they are hindering your ability to get out of debt!
I had my husband call American Express yesterday to get the $689.72 finance charge straightened out on his IN: CHICAGO American Express card. He actually tried to call on Wednesday, but the hold time was over 10 minutes. He waited for a few, then handed me the phone to hold when the doorbell rang. Somehow in […]
How exactly do I stay organized with 89 credit accounts, 31 bank accounts, 29 investment accounts and 32 other accounts (not including 14 accounts for the kids and numerous accounts for family members)? That’s what readers wanted to know when I started to describe some of the details of our accounts. I’ll highlight my various […]
Merry Christmas! We made it through our airport adventure yesterday with 2 delays for 4 hours, one rebooking and a trip to the emergency room for a dislocated elbow… but we eventually made it! I hope your Christmas is enjoyable and you are having a relaxing day.
Time for a reader question! Feel free to send me questions on any personal finance topics. If I don’t know the answer, I’ll find it for you! This one comes to us from Janet: Have you seen any good credit card offers lately? Cashback, 0%, and signup bonuses all come to mind. There are others […]