Black Friday (the day after Thanksgiving) is advertised as the biggest shopping day of the year. For some people this conjures up images of hundreds of people in line waiting to get a big screen television. While this does happen there are many other ways to shop Black Friday. Instead of concentrating on the “door […]
Black Friday is the day after Thanksgiving and for many retailers the biggest shopping day of the year. Some people love it and some people hate it. I’m somewhere in between (love the great deals, not so crazy about the crowds). If you do plan on doing any shopping on Black Friday it pays to […]
If you own a house a big expense for you is likely real estate taxes (in addition to your mortgage interest). I know it’s a big one for us. Our property taxes are based on the worth of our home – determined every couple of years by an assessment. Every city and town handles things […]
Before we get into this whole emergency fund article I have something to admit. I used to think they weren’t important. In fact I didn’t have one (or even try to build one) for many years. I figured I had plenty of available credit (first on credit cards and later in home equity lines) and […]
I really like my engagement ring. It is simple and something I can see wearing forever. Even though I really like it I stopped insuring it a few years ago. Here is my reasoning on dropping the ring insurance. Photo source: firemedic58 Why Do I Have Insurance? Personally I have insurance for things when I […]
There are many costs associated with raising kids. One cost I minimize is kids clothing. Don’t worry my kids aren’t running around naked all day. I use a twofold strategy for buying and donating that gets my overall cost for clothing close to zero. It’s a big savings during back to school shopping time. Photo […]
When people talk about fuel efficiency the number most often used is mpg (miles per gallon). Though this is a good number to use it can be confusing when trying to compare two different cars. Why do I think it’s confusing you say? You’d think that if I say “this car gets 5 miles more […]
Something that is often recommended to people who are in debt is to get a part-time job. Many disregard this advice as not being worth their time. The thinking is “I make $40 an hour at my regular job. It’s not worth my time to get a part-time job for $10â€. I would argue that […]
Throwing a frugal kids party is both fun and easy if you let it be. I just counted and I have thrown 11 kid’s parties (and counting). Here are some tips to make it an enjoyable time for you, the kids, and your wallet. source: Adrienne Tips for a Frugal Kids Party Make Your Own […]
Healthcare Bills… My Part-Time Job. I have a part-time job that I hate. Unfortunately I don’t have the choice to give it up or it would cost me boatloads of money. What is this lucrative but painful job? I correct errors on our health care billings. You might think this doesn’t apply to you because […]
