Investing is supposed to be easy; you take an amount of money, invest it in the market, and let it grow in value over time. If it is so easy, then why do so many people fail at it? Here are 11 reasons why investors fail. Hopefully you aren’t committing all of these mistakes. If […]
My aunt is turning 70 1/2 this year. Congrats! For those of you familiar with IRAs and 401ks, you know it’s a magical number because it’s time to start Required Minimum Distributions (RMDs). If you have multiple accounts at various places, the RMD rules can get a little tricky to navigate. Let’s walk through the […]
Before investing in mutual funds, many investors inquire about the Morningstar rating, or star rating of a particular fund. If it has a high rating, they assume that it is a good fund to invest in. But is it? Just because someone else thinks a mutual fund is good to invest in doesn’t necessarily mean […]
I’ve mentioned before that I’m smack in the middle of the wedding years. I went to my first friend wedding in 2008 and have been to 3 or 4 weddings a year since 2010, with more on the way. Most of the time, my financial focus when it comes to these unions is about just how much it can […]
Here’s a great, easy $25 bonus from American Express for this week’s Free Money Friday! Make sure you take advantage of it soon because the offer expires at the end of the month! How to Get Your $25 Order an American Express Prepaid card by June 30, 2012. Load at least $200 onto the card […]
I have been actively using social buying websites for two years now. Typically I have great experiences, such as our half-price weekend trip to Moody Gardens Hotel and tickets in Galveston, half-price tickets to Houston Museum of Natural Science exhibits and butterfly atrium, and the Cake Pop class I recently took with a friend. But […]
Are banks or credit unions better? This is a subject I am very adamant about. There are so many facets of the debate between these two financial institutions, and I have no qualms defending what you will obviously see is my preference! What’s the main difference? How do you define a bank and a credit […]
When I put together our Credit Card Application Spree to Maximize Sign Up Bonuses I skipped the travel credit cards. I mentioned that we’re going to be celebrating our tenth wedding anniversary next year, so I was planning to wait until early next year to make a hotel and mileage run. However, I got questions […]
Healthcare Bills… My Part-Time Job. I have a part-time job that I hate. Unfortunately I don’t have the choice to give it up or it would cost me boatloads of money. What is this lucrative but painful job? I correct errors on our health care billings. You might think this doesn’t apply to you because […]
As many of you know, PenFed is one of our favorite personal finance secrets. It’s no surprise they have a great Free Money Friday offer for travelers! Pentagon Federal is currently offering 20,000 points on their premium travel card. How to Get Your 20,000 Points Open a PenFed Premium Travel Rewards American Express card. Spend […]
