A reader, Joe, just shared with me a list of homeowners insurance tips for dealing with increased wind and hail deductibles some of you might be facing. He originally sent out the tips to neighbors in his homeowners association. Wow! Wouldn’t it be great to have a neighbor like Joe? Keeping your insurance costs down […]
Archive for March, 2012
6 Free Efile Tax Return Options
Posted byIt’s time to efile! Since many tax forms are delayed this year, a lot of taxpayers are just getting their final documents. And of course, while I’m still waiting on a few more forms, many of you finally have everything you need to e file your tax return. Let’s check out all the free efile […]
Readers Share Refinance Strategies
Posted byRefinancing is a hot topic right now based on the record low mortgages rates. Readers had plenty of input when I recently asked What is Your Target Refinance Rate? Amanda also just shared her Refinancing Experience switching to a 15 year loan. There are so many different refinance strategies that I wanted to highlight some […]
OptionsHouse $200+ IRA Rollover Bonus
Posted byWe’re helping you get a head start on retirement planning with IRA rollover bonuses. Here is some more Free Money from OptionsHouse. They are also offering a few different bonuses for any IRA rollovers done in 2012 (this gives you a bit more time than some of our other bonuses from last week). How to Get your […]
Our Refinancing Experience Thus Far
Posted byI have a confession to make: we have been procrastinating on refinancing our mortgage. There are good excuses; we only purchased our home two years ago and I can clearly remember the plethora of intimidating closing documents as well as all of the financial documents we had to gather in order to make everything happen. […]
Unemployed Tax Relief
Posted byThe IRS just released a new unemployed tax relief program if you can’t afford to pay your taxes this spring. The tax relief is part of the Fresh Start program. Here is a summary of the unemployed tax relief program from the IRS: Who Qualifies for the Tax Relief? The unemployed tax relief is for […]
I have so many wonderful ideas for our backyard. My ultimate vision of paradise is to make our backyard completely edible. How wonderful would it be to lie in our hammock (conveniently shaded by vines of wine grapes), munching on handpicked strawberries and blackberries? Or saunter over to our lemon and lime trees and pick […]
Retirement accounts take one of three forms: The 401(k), or other employer-sponsored qualified plan, where you contribute pre-tax funds and pay taxes on the contributions and gains at withdrawal; the Traditional IRA, where contributions may or may not be deductible now, and gains and deductible contributions are taxed at withdrawal; or the Roth IRA, which […]
6 Ways to Minimize AMT
Posted byThe alternative minimum tax or AMT is designed to make up for gaps in personal taxation and it can add quite a bit to your personal tax bill. If you’re at risk of having to pay the alternative minimum tax, there are a number of steps you can take to reduce the amount you have […]
Betterment $25 Bonus to Fund IRA
Posted byWe’re capping off IRA Bonus week with more Free Money! The next one is a twist on the $25 sign up bonus from Betterment to fund a new IRA. While the bonus isn’t specifically for the IRA account, I did find a workaround to get the $25 bonus and move it to your Betterment IRA. […]