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USAA Membership. USAA membership is open to the military, former military, their families, and children whose parents had USAA insurance at one time. Membership is also open to residents of Bexar County, Texas.
Previous USAA Customers. You used to be able to open a checking account without military ties. On June 30, 2006 they closed the doors to the general public. However, if you opened an account before then, like we did, you can still use their bank products. Even though we don’t qualify for insurance, I might still give it a try, just to see if it goes through.
Free checking. The free checking account is called the four star checking account. It has no monthly service fees.