Credit Sesame runs a daily analysis on your credit and debt information. They will make offers based on the analysis:
Credit Sesame shows you where you stand financially by analyzing your loans, credit, mortgages, and credit card debt. It then gives you your free credit score, home value data and debt to income ratio and lets you know whether your debt is optimized.
Credit Sesame uses the same technology that banks do to give you simple, personalized loan options. They analyze your entire debt situation against thousands of loans from major banks to offer you prequalified loans.
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Is Credit Sesame Really Free?Credit Sesame is completely free to its users because it earns money elsewhere – from banks after users close on a loan (based on the offers they give you above). Credit Sesame also offers free advice, free tracking and alerts, free home value estimates and free financial goal-setting.
Credit Reports. Credit Sesame only provides a credit score, not the full credit report. If you want to see your credit report, check out how to get a free credit report.
Will Credit Sesame Impact My Credit? No, Credit Sesame‘s analysis will not hurt your credit, as the monthly credit scores are soft inquiries.
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