Have you ever tried to put your utility bills on your credit card for some cash back only to realize that the utility company erases the benefit by charging you a fee?
If so, this week’s Free Money [1] Friday is perfect for you. Discover [2] is offering a new way to save money by offering an instant cash rebate of all applicable fees when you pay your utility bills on ChargeSmart [3]!
How to Get ChargeSmart Utility Rebates
- Sign up for ChargeSmart [3].
- Select the utility company you want to pay.
- Enter your Discover [2] credit card info.
- ChargeSmart will deliver your payment via electronic ACH transfer.
- Discover will give you a rebate for any fees associated with your utility payment!
More on ChargeSmart
Fees. Depending on the biller (company you are paying), there is either a blended or flat fee associated with your transaction. The fee will be displayed before you proceed with your transaction.
Discover Rebate. This rebate works with all Discover [2] branded credit or debit cards and will be in addition to any cashback program that your Discover card may already offer.
What Bills Can I Pay with ChargeSmart? You can use ChargeSmart [3] to make payments towards your mortgage, auto loan, auto lease, education loan, or utility bill. You can even use ChargeSmart to pay bills to a company that doesn’t offer that option directly on their site.
Paying Your Mortgage. With ChargeSmart, the return of paying your mortgage with credit cards [4] is back! Just make sure that your credit card cash rewards [5] will be greater than the cost of the fees to make money on the deal.
Possible $10 Rebate on Other Payments
In addition to the utility rebate, we also found a few mentions that Chargesmart [6] will give you $10 off all other payments (mortgage, auto, etc) which should help offset the fees and earn you more cash back from your credit card.
Discover Cards
If you don’t have a Discover card to use, here are some of our favorite Discover cards to use with Chargesmart: