- USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
- Earn 2,500 Bonus Points after your first purchase and earn 2X points per dollar spent on gas and grocery purchases all the time.
- No caps or limits on the amount you can earn.
- Redeem your USAA Rewards points towards cash, gift cards, name brand merchandise and travel with no blackout date.
- Redeem your points anytime on USAA’s website or from your mobile device – with no redemption fee.
- Enjoy variable rates as low as 10.15% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the Prime Rate.
- Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.
Annual Fee : $0
Balance Transfers : Yes
APR (Purchases) : 10.15% – 26.15% (Variable)
See website for complete terms and conditions.