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Citizens Bank 5% Cash Back Credit Card

This week’s Free Money [1] Friday offer is a good one for anyone who has a lot of everyday spending planned in the next few months. Many of you noticed that the rotating 5% cards [2] were missing some crucial cash back on spending at grocery stores and gas stations this quarter.

Citizens Bank [3] is offering an intro 5% cash back on all gas, grocery and drugstore purchases!

How to Get Your 5% Intro Bonus

  1. Open a Citizens Bank Cash Back Platinum Mastercard [3].
  2. Earn 5% cash back on all gas, grocery and drugstore purchases during the first 90 days that your account is open!

Terms and Conditions

  • No annual fee.
  • Once you have applied for an account, you will be notified of the status within 30 days. Your 90 day promotional offer will start on the date your account is approved allowing up to an additional 20 days for you to receive and activate your card. Your card typically arrives within 10 days once your application is approved.

More on Citizens Bank

Grocery Store Gift Cards. For those of you who have already maxed out your grocery store gift cards with the American Express 6% Cash Back Credit Card [4], this card may provide another opportunity to continue gift card purchases.

Intro 0% APR. This card [3] is offering a 12-month intro APR of 0% on balance transfers. Depending on your arbitrage strategy [5], it could be a good opportunity but know that it does have a fee of 3% on the transfer.

Cash Back. In addition to the 5% cash back on the above categories, you’ll earn 1% cash back on all other purchases and you’ll automatically receive checks for your cash back in increments of $50.