Another year comes to an end! I had a fantastic year and I hope you did too! Have fun tonight, and stay safe!
I’m still on my “imaginary vacation,” and having a blast! I’ll be back next week week; until then, here are some of my favorite articles looking back at 2008 and getting ready for 2009.
Getting Ready for the New Year
Improve Your Financial Life With Five Daily Actions 
Instead of New Year’s resolutions consider identifying five things to do every single day. Focus on daily disciple to meet your goals.
Asking for a Pay Raise – Ten Steps to a Salary Increase Next Year 
Planning to make your a career a focal point in 2009? Here’s a step-by-step guide to getting a raise.
The 2009 Reading List for the Sound Mind, Sound Mom Book Club 
Simple Mom is running a book club in 2009 covering a variety of topics including money management. I’m excited that the first book is one of my favorites, Your Money or Your Life .
Wait until tomorrow to change 
“There will never be a better time to make big changes in your life/career/health/wealth/etc. than right now.”
Looking Back at the Stock Market of 2008
What’s With All These Stories About Retirees and Those About to Retire Losing 50% of Their Investments? 
What happened? And if you are close to retirement, shouldn’t your asset allocation be more conservative?
Lending Club Performance Update 
Lending Club outperformed all of Lazy’s other investments this year. How’s that for diversification?!
What Have I Learned from this Bear Market? 
My favorite lesson mentioned is to “never try to catch a falling knife.” Sure sometimes you’ll win, but you’re going to lose too.
Stock Market Predictions From Bad News Bears 
What some of the bad news economists are saying. It’s a fun read, to see what a terrible outlook some of them have!
Your Three Most Memorable Moments of 2008 
Take some time to reflect today… what were your most memorable moments during the year?
Checking out Kiplinger’s 2008 Best Financial Service Picks 
It’s interesting that I have and use both the top online savings account (FNBO Direct ) and checking account (Schwab Bank High Yield Investor Checking ).
Stephen Covey: Did The Seven Habits Make A Difference? 
The 7 Habits of Highly Effective People  is mentioned a lot when it comes to self-improvement. See if it really made a difference in one person’s life.