- USAA Eligibility Requirement: Today, USAA membership is only open to U.S. military service members, veterans who have received a discharge type of Honorable, and their eligible family members.
- Earn up to 2.25% cash back on gas and grocery purchases and up to 1.25% cash back for all other purchases.
- No caps or limits on the amount you can earn.
- Your cash rebate is awarded every January for the purchases made the previous 12 months.
- Enjoy variable rates as low as 10.15% APR on purchases, balance transfers and cash advances. This APR will vary with the market based on the prime rate.
- No annual fee and no minimum finance charge.
- Chip technology has added security when used at a chip-enabled terminal and greater acceptance worldwide.